AI Summary
Experience ultimate waterfront living in this magnificent 220 sqm home in Dobrota, situated just 10 meters from the sparkling sea. This spacious residence features seven bedrooms and four private balconies, offering breathtaking panoramic views and a seamless blend of luxury and coastal charm.
Details
Area
220 м²
Land area
780 м²
Bedrooms
7
Bathrooms
2
Parking
Yes
To sea
5 m
Price per m²
4 091 €
Amenities
Estimated purchase transaction costs
Approximate breakdown of additional costs when buying
- Property price
- 900 000 €
- Real estate transfer tax
- 46 000 €
4 500 € (3% × 150 000) + 17 500 € (5% × 350 000) + 24 000 € (6% × 400 000)
Possible additional costs
- Cadastre applicationsfrom 30 €
- Ownership sheets (listovi) for the dealfrom 7 €
- Sworn translator services· per contract / hourfrom 50 €
Total required costs47 399 €
Estimated costs to purchase the propertyTotal: 947 399 €
Location
Frequently asked questions
Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 5 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.
Calculate mortgage
Beta · still being polishedProperty price
€900,000
yrs
5 yrs30 yrs
%
3%9%
Ставки банков
Beta · still being polished
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€4,477/мес

NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€4,623/мес
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€4,697/мес
Monthly payment
€4,158
Over 240 months · at 5.0% p.a.
Loan amount€630,000
Total interest€367,853
Loan amount
€630,000
Total interest
€367,853
Total payment
€997,853
Want to know how much you can actually get approved for?
< 1 minNo obligation3 banks at once
Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.














