Buying property with no surprises
Calculators, official rates, contacts and a step-by-step checklist — everything you usually have to hunt down yourself, in one place. Backed by data from the Montenegrin Notary Chamber and the ECB.
- tools live
- 8
- opštinas with notaries
- 22
- contract languages
- 7
Run the numbers first
The asking price is only part of the bill. Transfer tax, notary plus VAT, cadastre, translator. Mortgage adds the monthly payment and total interest; rentals add the deposit and agent fee. Every figure follows current Montenegrin law and the official notary tariff.
- Transfer tax
- 3% / 5% / 6%
- Notary tariff
- up to €8,000
- Cadastre and translator
- from €37
progressive brackets: 0–150k / 150–500k / 500k+ €
TB 1 + TB 21 surcharges, 21% VAT on the full amount
list of property, applications, translation if needed
Deal-cost calculator
Tax, notary, cadastre, translator — the exact extras on top of the asking price.
Mortgage calculator
Monthly payment, total interest, current rates from Montenegrin banks.
OpenRent calculator
Long-term and short-stay rental costs by location.
OpenExchange rate
Live EUR ⇄ RUB / USD / RSD rate from ECB data.
OpenAverage price map
Price per m² across Montenegro
OpenProperty prices in Montenegro
Median €/m² by city and property type
OpenCity comparison
Budva, Tivat, Kotor, Herceg Novi and Bar
OpenMontenegro notaries
Contacts by opština, tariffs and office hours.
Sworn translators
Translators for contracts and notary appointments, by language.
Specialists directory
SoonLawyers, tax advisors, property managers, builders — directory launching soon.
Car rental
Pickup at Tivat and Podgorica airports, insurance, deposit and cross-border trips.
Find your people
A notary in the right opština, a translator for your language, a lawyer or tax advisor. Contacts, working languages and hours — in one vetted directory.
Walk the steps in order
Eight steps from picking a budget to getting the keys. Progress is saved; each step has the right tool one click away and a hint of what to verify.
- 01
Budget and mortgage
- 02
Property and legal check
- 03
Notary contract
- 04
Tax, keys, utilities
Purchase checklist
Eight steps from setting a budget to getting the keys.
Open the checklistBuyer's guide
Deal stages, taxes, risks, checklists — everything in one guide.
Open the guideHow much buying costs
Tax, notary and the total, with worked examples
OpenResidency checklist
Which documents you need for residence, by ground. The list is free; accompaniment is optional.
OpenDidn't find the right tool?
Tell our manager what you need — we will point you to the right calculator or contact.