AI Summary

“An уютный house of 180 sq. m is for sale in picturesque Kavac — an ideal place for those who value peace and panoramic views. Every detail in the house has been carefully thought out: three spacious bedrooms and bright interiors create an atmosphere of true family comfort just 3 km from the azure sea. This is an excellent offer for living or vacationing in one of the most promising areas of the coast!”

SaleHouses#406

House in Kavac No. 406

Kavac · Bay of Kotor, Kavac, Montenegro
230 000 €
View: Sea view

Details

Area
180 м²
Land area
2600 м²
Bedrooms
3
Bathrooms
1
Year built
2016
Parking
Yes
To sea
3000 m
Price per m²
1 278 €

Description

A house in Kavac is offered for sale. The total area of the house is 180 m2, on a plot of 2600 m2. The house has an unusual layout: three bedrooms, one living room, a kitchen combined with a dining area, and a bathroom. The interior of the house requires finishing. There is an opportunity to add two more floors. The distance to the sea is 3 km.

Amenities

Sea ViewParking

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
230 000 €
Real estate transfer tax
8 500 €
4 500 € (3% × 150 000) + 4 000 € (5% × 80 000)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs9 207 €
Estimated costs to purchase the propertyTotal: 239 207 €

Location

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 3000 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€230,000
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€1,144/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€1,181/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€1,200/мес
Monthly payment
€1,063
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€161,000
Total interest€94,007
Loan amount
€161,000
Total interest
€94,007
Total payment
€255,007

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

230 000 €
1 278 €/m²№ 406