AI Summary

A unique 104 m² house in picturesque Stoliv is located just 5 meters from the azure sea. Owners have access to 6 cozy bedrooms, 4 sunny terraces, and 2 balconies offering breathtaking views of the bay. An ideal offer for those who dream of living in absolute harmony with nature for the price of 550,000 EUR.

SaleHouses#1392

House in Stoliv No. 1392

Current as of June 27, 2026
Stoliv · Bay of Kotor, Stoliv, Montenegro
550 000 €
View: Sea view

Details

Area
104 м²
Land area
813 м²
Bedrooms
6
Parking
Yes
To sea
5 m
Price per m²
5 288 €

Description

A small house in Stoliv, located right on the shore of the Bay of Kotor. The total area of the house is 104 m2, on a plot of 813 m2. The layout of the house includes: on the first floor, two bedrooms, a kitchen, a living room, and a bathroom. On the second floor: three bedrooms, a bathroom, and a terrace with a stunning sea view. The distance to the sea is 10 meters.

Amenities

Sea ViewParking

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
550 000 €
Real estate transfer tax
25 000 €
4 500 € (3% × 150 000) + 17 500 € (5% × 350 000) + 3 000 € (6% × 50 000)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs26 037 €
Estimated costs to purchase the propertyTotal: 576 037 €

Location

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 5 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€550,000
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€2,736/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€2,825/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€2,870/мес
Monthly payment
€2,541
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€385,000
Total interest€224,799
Loan amount
€385,000
Total interest
€224,799
Total payment
€609,799

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

550 000 €
5 288 €/m²№ 1392