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AI Summary

A spacious 200 sq. m house just 30 meters from the sea in the picturesque village of Utjeha will become your ideal place for relaxation. The house has 4 cozy bedrooms and 3 sunny balconies offering a breathtaking view of the sea sunsets. Treat yourself to a life in harmony with nature for EUR 300,000!

HousesNo. 389

House in Utjeha No. 389

Uteha · Bar Riviera, Utjeha, Montenegro
€300,000
View: Sea view

Details

Area
200 m²
Land area
220 m²
Bedrooms
4
Parking
Yes
To sea
30 m
Price per m²
€1,500

Description

House on the seashore in the village of Utjeha. In the part of the village where the house is located, there is a small private beach. The total area of the house is 200 m2, and the plot is 210 m2. Fantastic sea view from the house terraces. Furnished.

Amenities

Sea ViewParking

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€300,000
Property transfer tax
€12,000
€4,500 (3% × 150,000) + €7,500 (5% × 150,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€12,803
Estimated costs to purchase the propertyTotal: €312,803

Location

What's nearby

  • GroceriesPekara La Montenegro586 m
  • RestaurantFood House567 m
  • Bus stop371 m
  • ATM576 m
  • AirportGjadër Air Base38.7 km
  • PortMarina Kacema9.9 km
  • Sea30 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 30 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€300,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€1,492/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€1,541/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€1,566/mo
Monthly payment
€1,386
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€210,000
Total interest€122,618
Loan amount
€210,000
Total interest
€122,618
Total payment
€332,618

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€300,000
€1,500/m²No. 389