AI Summary

A spacious villa with an area of 384 sq.m in picturesque Utjeha, just 110 meters from the azure sea. The house features five cozy bedrooms, a bright living room, and three balconies with a view, offering everything needed for comfortable living or a profitable investment. The perfect combination of a premium location and comfort for those dreaming of their own home on the coast for the price of 450,000 EUR.

SaleHouses#629

House in Utjeha No. 629

Uteha · Bar Riviera, Utjeha, Montenegro
450 000 €
View: Sea view

Details

Area
384 м²
Land area
284 м²
Bedrooms
5
Bathrooms
2
Parking
Yes
To sea
110 m
Price per m²
1 172 €

Description

Two-story house with an unusual design, in Utjeha, near the town of Bar, on the Bar Riviera.
Located near the El Mar hotel, 110 m from the beach. The house is sold fully furnished and ready to move in.

Amenities

Sea ViewAir conditioningParkingTerrace

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
450 000 €
Real estate transfer tax
19 500 €
4 500 € (3% × 150 000) + 15 000 € (5% × 300 000)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs20 427 €
Estimated costs to purchase the propertyTotal: 470 427 €

Location

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 110 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€450,000
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€2,239/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€2,312/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€2,349/мес
Monthly payment
€2,079
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€315,000
Total interest€183,927
Loan amount
€315,000
Total interest
€183,927
Total payment
€498,927

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

450 000 €
1 172 €/m²№ 629