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AI Summary

A luxurious 450 sq. m villa in picturesque Utjeha is located just 150 meters from the azure sea. The spacious house with five bedrooms and three bright living rooms is ideal for comfortable living, and the cozy balcony will become your favorite place to admire sea sunsets. This is a unique offer for those who value premium comfort and proximity to the coast, priced at 470,000 euros.

HousesNo. 632

House in Utjeha No. 632

Uteha · Bar Riviera, Utjeha, Montenegro
€470,000
View: City view

Details

Area
450 m²
Land area
500 m²
Bedrooms
5
Bathrooms
4
Parking
Yes
To sea
150 m
Price per m²
€1,044

Description

New house in the village of Utjeha, on the Bar Riviera. The house has a total area of 450 sq.m. and is located 150 m from the sea, with a beautiful view of it! The house has three floors, and the top floor features a terrace of 130 sq.m.
The first floor has a separate entrance and can be used independently, while the second and third floors are combined; you can use this space at your discretion.
The house has two separate living rooms, 4 bathrooms, 4 bedrooms, and 2 kitchens. It also has 3 terraces, each 35 sq.m.

Amenities

City viewParking

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€470,000
Property transfer tax
€20,500
€4,500 (3% × 150,000) + €16,000 (5% × 320,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€21,476
Estimated costs to purchase the propertyTotal: €491,476

Location

What's nearby

  • GroceriesPekara La Montenegro455 m
  • RestaurantFood House448 m
  • Bus stop394 m
  • ATM455 m
  • AirportGjadër Air Base38.7 km
  • PortMarina Kacema10.1 km
  • Sea150 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 150 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€470,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€2,338/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€2,414/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€2,453/mo
Monthly payment
€2,171
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€329,000
Total interest€192,101
Loan amount
€329,000
Total interest
€192,101
Total payment
€521,101

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€470,000
€1,044/m²No. 632