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AI Summary

A luxurious 192 m² residence in a prestigious residential complex in Kotor is located just 100 meters from the azure sea. These bright apartments with three bedrooms, two bathrooms, and two cozy balconies will be the perfect place to live, offering impeccable comfort and proximity to the coast.

ApartmentsNo. 2563

Duplex in Kotor No. 2563

Kotor · Bay of Kotor, R-1, 85330 Kotor, Montenegro
€1,042,095
View: Sea view, Mountain view, City view

Details

Area
192 m²
Rooms
10
Bedrooms
3
Bathrooms
4
Year built
2023
Parking
Yes
To sea
100 m
The House Montenegro
Part of projectResidential complex

The House Montenegro

Kotor
10 units in the project
Open
Inside the project

Description

We offer for sale a duplex with panoramic glazing and a 417 m² terrace.

Main features:

  • Internal area:192 m²
  • Terrace area:417.12 m²
  • 3 bedrooms, 4 bathrooms
  • Layout:The duplex is designed to provide maximum comfort for a large family. The spacious living room with high ceilings is filled with light thanks to floor-to-ceiling panoramic windows
  • Privacy:The location and architectural design of the property guarantee complete privacy for the owners
  • Quality:Only premium materials were used in the finishes

Terrace:

  • Wellness & Chill:All necessary utility connections are provided for installing a jacuzzi and creating a fully equipped summer kitchen
  • Zoning:The scale makes it possible to divide the terrace into several functional areas: a dining area for 10–12 people under a pergola, a sun lounger area, a lounge with an open fire, and even a yoga area or a private garden
  • Aesthetics:Glass railings around the perimeter of the terrace provide uninterrupted views of the bay

The complex is located near the key points of the Bay of Kotor:

  • Kotor Old Town (UNESCO) — 4 km (~7 minutes)
  • Tivat and Porto Montenegro — 7 km (~10–12 minutes)
  • Tivat International Airport — 3.5 km (~6 minutes)
  • Beaches of the Bay of Kotor and Luštica — 10–15 minutes
  • Voli and HDL Laković hypermarkets — up to 5 minutes
  • International schools — in the immediate vicinity

This location makes the property especially attractive to tourists, expats, and investors.

Proximity to Tivat Airport, historic Kotor, and the prestigious Porto Montenegro marina creates stable rental demand throughout the year.

This property has strong income potential:

  • short-term rentals during the tourist season
  • long-term rentals for residents and employees of international companies
  • capital growth driven by the development of the region’s infrastructure

Real estate in the Bay of Kotor shows steady price growth thanks to the limited supply of quality properties and the active development of luxury resort projects.

Amenities

City viewMountain viewSea ViewIntercomAir conditioningElevatorParkingReceptionAlarm systemTerraceManagement company

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€1,042,095
Property transfer tax
€54,525.70
€4,500 (3% × 150,000) + €17,500 (5% × 350,000) + €32,526 (6% × 542,095)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€56,100
Estimated costs to purchase the propertyTotal: €1,098,195

Location

What's nearby

  • SchoolGradska Muzika Kotor1.2 km
  • Kindergarten1.4 km
  • GroceriesFranca443 m
  • PharmacyApoteka Tea Medica 28853 m
  • HospitalOpšta bolnica Kotor396 m
  • RestaurantBahus475 m
  • Bus stop456 m
  • ATM549 m
  • AirportTivat Airport3.3 km
  • PortKotor Cruise Pirs1.0 km
  • Sea100 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 100 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€1,042,095
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€5,184/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€5,353/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€5,439/mo
Monthly payment
€4,814
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€729,466
Total interest€425,931
Loan amount
€729,466
Total interest
€425,931
Total payment
€1,155,397

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€1,042,095
No. 2563