AI Summary

A cozy one-bedroom apartment with an area of 48 m² is located just 10 meters from the azure sea in Bečići. Bright and spacious interiors with a well-thought-out layout are complemented by a private balcony, where you can enjoy the fresh sea breeze and picturesque views. An ideal choice both for comfortable personal living and for a profitable investment in a premium location.

SaleApartments#688

Apartment in Bečići No. 688

Bečići · Budva Riviera, Bečići, Montenegro
172 800 €
View: Sea view

Details

Area
48 м²
Bedrooms
1
Bathrooms
1
Floor
4/9
Parking
Yes
To sea
10 m
Price per m²
3 600 €

Description

An apartment is offered for sale in a stunning complex in Bečići. The residential complex “Harmony” consists of ready-made premium-class apartments located on the first line from the sea in the very center of the Budva Riviera. The complex includes: its own kindergarten for Russian-speaking children, its own medical center, its own fitness center with a swimming pool, as well as a multi-level underground parking garage. The entire complex is secured. The total area of the apartment is 48 m2. Layout: a separate bedroom, a kitchen combined with the living room and kitchen area, a bathroom, and a terrace with a stunning sea view. The apartment is fully furnished and equipped with all necessary household appliances.

Amenities

Swimming poolSea ViewAir conditioningParkingFirst lineTerrace

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
172 800 €
Real estate transfer tax
5 640 €
4 500 € (3% × 150 000) + 1 140 € (5% × 22 800)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs6 284 €
Estimated costs to purchase the propertyTotal: 179 084 €

Location

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 10 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€172,800
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€860/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€888/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€902/мес
Monthly payment
€798
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€120,960
Total interest€70,628
Loan amount
€120,960
Total interest
€70,628
Total payment
€191,588

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

172 800 €
3 600 €/m²№ 688