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AI Summary

Spacious 99 m² apartment in picturesque Đenovići is ideal for comfortable living: it features three cozy bedrooms, two modern bathrooms, and a bright living room with access to the balcony. The apartment is located just 300 meters from the azure coastline, offering the perfect balance between tranquility and proximity to the sea for the price of 250,000 euros.

No. 1941

Apartment in Đenovići No. 1941

Current as of October 13, 2026
Djenovici · Bay of Kotor
€316,000
View: Mountain view

Details

Area
99 m²
Land area
85 m²
Bedrooms
3
Bathrooms
2
Parking
Yes
To sea
300 m
Price per m²
€2,525

Description

A two-story apartment is for sale in a residential complex.The complex has a shared summer swimming pool (for an additional fee).It is a 5-minute walk to the sea and to Porto Novi, at a leisurely pace.

The apartment size is 99 sq m according to the title deed, sold furnished..

Apartment layout:

  • three bedrooms,
  • two bathrooms,
  • kitchen-living room.

The apartment is equipped with a cast-iron fireplace for winter heating. (The fireplace was not yet in the photo)three private covered parking spaces.

+ 89 sq m of land and a gazebo-kitchen built on it, 35 sq m.

Amenities

Swimming poolFully furnishedParkingTerrace

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€316,000
Property transfer tax
€12,800
€4,500 (3% × 150,000) + €8,300 (5% × 166,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€13,619
Estimated costs to purchase the propertyTotal: €329,619

Location

What's nearby

  • SchoolBoka School International652 m
  • Groceries281 m
  • PharmacyMaxima Pharmacy459 m
  • RestaurantNautica271 m
  • Bus stopĐENOVIĆI "PRŠUT KRIVINA"269 m
  • ATM370 m
  • AirportTivat Airport10.4 km
  • PortPortonovi Marina502 m
  • Sea300 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 300 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€316,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€1,572/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€1,623/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€1,649/mo
Monthly payment
€1,460
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€221,200
Total interest€129,157
Loan amount
€221,200
Total interest
€129,157
Total payment
€350,357

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€316,000
€2,525/m²No. 1941