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AI Summary

A spacious 109 sq. m apartment in Kamenovo is located just 80 meters from the azure sea and offers a luxurious retreat with a private pool. Bright interiors with three living rooms and two cozy balconies create the perfect space for living and enjoying panoramic views of the coast.

No. 1300

Apartment in Kamenovo No. 1300

Kamenovo · Budva Riviera, Kamenovo, Montenegro
€662,658
View: Sea view

Details

Area
109 m²
Bedrooms
2
Bathrooms
2
Floor
4/5
Year built
2018
Parking
Yes
To sea
80 m
Price per m²
€6,079

Description

Two-bedroom apartment, 109 m2, in a new luxury condo-hotel on the first line in Kamenovo.



The apartment consists of a spacious living room with a kitchen and dining area, two bedrooms, two bathrooms, a guest toilet, and a terrace. The terrace offers panoramic views of the bay.



The condo-hotel is located in a unique place, just 100 m from the coast on a hill descending to the sea, away from other buildings, among picturesque Mediterranean vegetation. At the same time, the building facade faces the Budva–Bar main road (Budva is only five kilometers away by road), providing easy access to all city infrastructure: a market with local organic products, a shopping center, cafes, restaurants, supermarkets, schools, banks, post office, and clinic.



The apartments in the complex are offered with turnkey finishing using high-quality European materials. Each apartment is a carefully thought-out modern architectural and design solution, offering the most convenient and functional layout. Most apartments have spacious terraces and panoramic sea views.



The complex includes: a gated area with landscape design, its own swimming pool, parking, underground garage, cafe-bar, fitness center with sauna, internet, video surveillance, and much more.



The complex offers the most comfortable living conditions.



The condo-hotel offers apartments with high-quality finishes in various layouts and sizes. More information about the complex can be found here.

Amenities

Swimming poolSea ViewAir conditioningParkingTerrace

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€662,658
Property transfer tax
€31,759.48
€4,500 (3% × 150,000) + €17,500 (5% × 350,000) + €9,759 (6% × 162,658)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€32,940
Estimated costs to purchase the propertyTotal: €695,598

Location

What's nearby

  • Kindergarten1.2 km
  • GroceriesFranca537 m
  • Pharmacy718 m
  • RestaurantKamenovo Beach184 m
  • Bus stopKamenovo508 m
  • ATM616 m
  • AirportTivat Airport19.5 km
  • PortMarina Budva4.1 km
  • Sea80 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 80 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€662,658
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€3,297/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€3,404/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€3,458/mo
Monthly payment
€3,061
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€463,861
Total interest€270,846
Loan amount
€463,861
Total interest
€270,846
Total payment
€734,707

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€662,658
€6,079/m²No. 1300