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AI Summary

Luxury apartments with an area of 173 m² in an elite residential complex in Kotor are located just 100 meters from the azure sea. The spacious layout includes two cozy bedrooms and a bright living room, while three panoramic balconies offer breathtaking views of the coastline. This is an ideal offer for those who value premium comfort and proximity to the Adriatic.

ApartmentsNo. 2551

Apartment in Kotor No. 2551

Kotor · Bay of Kotor, R-1, 85330 Kotor, Montenegro
€999,181
View: Sea view, Mountain view, City view

Details

Area
173 m²
Rooms
5
Bedrooms
2
Bathrooms
3
Floor
2/4
Year built
2023
Parking
Yes
To sea
100 m
Price per m²
€5,776
The House Montenegro
Part of projectResidential complex

The House Montenegro

Kotor
10 units in the project
Open
Inside the project

Description

We offer for salea duplex penthouse with a 426 m² terrace in a modern residential complex

Main features:

  • Interior area:173 m²
  • Terrace area:426.05 m²
  • View:360-degree panorama of the Bay of Kotor, the historic Old Town, St. John’s Fortress, and the mountain ranges
  • Engineering preparation:All necessary utilities have been brought to the terrace for the installation of a full summer kitchen and jacuzzi
  • Visual comfort:The terrace glass railings do not obstruct the panorama, allowing you to watch cruise ships moving through the bay and the lights of the evening Old Town right from your home

Design and space:

  • A spacious living room with panoramic windows, filled with natural light
  • Spacious bedrooms with premium finishes
  • 2 bedrooms, each with a private bathroom

The complex is located near key points of the Bay of Kotor:

• Kotor Old Town (UNESCO) — 4 km (~7 minutes)

• Tivat and Porto Montenegro — 7 km (~10–12 minutes)

• Tivat International Airport — 3.5 km (~6 minutes)

• Beaches of the Bay of Kotor and Luštica — 10–15 minutes

• Voli and HDL Laković hypermarkets — up to 5 minutes

• International schools — in the immediate vicinity

This location makes the property especially attractive to tourists, expats, and investors.

Proximity to Tivat Airport, the historic Kotor, and the prestigious Porto Montenegro marina creates stable rental demand throughout the year.

This property hashigh income potential:

• short-term rentals during the tourist season

• long-term rentals for residents and employees of international companies

• capital growth due to the development of the region’s infrastructure

Real estate in the Bay of Kotor shows steady price growth thanks to the limited supply of quality properties and the active development of luxury resort projects.

Amenities

City viewMountain viewSea ViewIntercomAir conditioningElevatorParkingReceptionAlarm systemTerraceManagement company

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€999,181
Property transfer tax
€51,950.86
€4,500 (3% × 150,000) + €17,500 (5% × 350,000) + €29,951 (6% × 499,181)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€53,478
Estimated costs to purchase the propertyTotal: €1,052,659

Location

What's nearby

  • SchoolGradska Muzika Kotor1.2 km
  • Kindergarten1.4 km
  • GroceriesFranca444 m
  • PharmacyApoteka Tea Medica 28853 m
  • HospitalOpšta bolnica Kotor396 m
  • RestaurantBahus475 m
  • Bus stop456 m
  • ATM549 m
  • AirportTivat Airport3.3 km
  • PortKotor Cruise Pirs1.0 km
  • Sea100 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 100 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€999,181
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€4,971/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€5,133/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€5,215/mo
Monthly payment
€4,616
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€699,427
Total interest€408,391
Loan amount
€699,427
Total interest
€408,391
Total payment
€1,107,818

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€999,181
€5,776/m²No. 2551