AI Summary

We offer a luxury 2-bedroom apartment in the prestigious Heights area of the Luštica Bay complex. The property of 92.36 m² with a terrace and panoramic views of the sea, mountains, and city is sold at the construction stage (completion in 2028). At your disposal — modern layout, underground parking, fitness center, swimming pool, and 24-hour security.

Apartment in Luštica #2672

Current as of May 11, 2026
723 000 €
View: Mountain view, City view, Sea view

Details

Area
92.36 м²
Rooms
3
Bedrooms
2
Bathrooms
1
Year built
2028
Parking
Yes

Description

We offer for sale a 2-bedroom apartment in the Heights district of the Luštica Bay complex — one of the largest and most prestigious projects on the coast of Montenegro. The apartment is located in a new residence near Centrale and the future Gary Player Signature Course golf course.

Key features:

  • Area: 92.36 m²
  • Bedrooms: 2
  • Bathrooms: 1
  • Status: sold at the construction stage 
  • Completion date: June 2028

About the apartment:

The apartment has a convenient modern layout with an open living and dining area, two separate bedrooms, a bathroom, and a spacious terrace. The space is designed to maximize natural light and views of the surrounding nature of Luštica Bay.

The interiors are done in a calm Mediterranean aesthetic: light shades, natural textures, and large panoramic windows. The terrace becomes a full extension of the living area — a place for relaxation, outdoor breakfasts, or evening time with a view of the coast.

The apartment includes:

  • a built-in Nolte kitchen with fully integrated appliances,
  • built-in floor-to-ceiling wardrobes,
  • heated floors in the bathrooms,
  • a Wind-Free air conditioning system,
  • a video intercom and automated access system.

About the complex:

Heights is a new residential area within Luštica Bay, located between Centrale and Montenegro's first Gary Player Signature golf course.

The complex includes:

  • an outdoor swimming pool,
  • a separate children's pool,
  • a fitness area and yoga space,
  • landscaped grounds with lavender and olive trees,
  • underground parking and outdoor parking spaces,
  • promenade areas and relaxation zones.

The architecture combines traditional Mediterranean style with modern solutions, and the entire area is designed as a full-fledged residential district for year-round living.

Owners of apartments in Heights receive access to the entire Luštica Bay infrastructure:

  • a marina with a promenade
  • the 5-star hotel The Chedi Luštica Bay
  • restaurants, cafes, and boutiques
  • a golf club and golf academy
  • a golf practice range and golf simulator
  • a spa center and wellness infrastructure
  • tennis and padel courts
  • sports fields and outdoor gym areas
  • walking and cycling routes
  • private beaches and beach clubs
  • 24-hour security and video surveillance
  • concierge service and property management services

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
723 000 €
Real estate transfer tax
35 380 €
4 500 € (3% × 150 000) + 17 500 € (5% × 350 000) + 13 380 € (6% × 223 000)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs36 606 €
Estimated costs to purchase the propertyTotal: 759 606 €

Location

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€723,000
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€3,597/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€3,714/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€3,773/мес
Monthly payment
€3,340
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€506,100
Total interest€295,509
Loan amount
€506,100
Total interest
€295,509
Total payment
€801,609

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

723 000 €
2672