AI Summary

Studio in the prestigious Heights district of the Luštica Bay complex — an ideal option for seaside living and profitable investment. Modern layout, private terrace, and access to amenities: pool, gym, parking, and 24/7 security. New building with partial furnishing, completion date June 2028.

Apartment in Luštica №2674

Current as of May 12, 2026
390 000 €

Details

Area
44.53 м²
Rooms
1
Bedrooms
0
Bathrooms
1
0
Year built
2028
Parking
Yes

Description

We offer for sale a studio in the new residential area Heights of the Luštica Bay complex — one of the most prestigious projects on the coast of Montenegro. The apartment is suitable for those seeking modern seaside living with access to all Luštica Bay infrastructure and high investment potential.

Key features: 

  • Total area: 44.53 m²
  • Type: studio
  • Bathroom: 1
  • Condition: new construction
  • Completion date: June 2028

About the apartment: 

The studio features a modern open-plan layout with a living area, kitchen, dining space, bathroom, and terrace. Thanks to panoramic windows, the apartment is filled with natural light and feels visually more spacious than its square footage.

An additional advantage is the private outdoor area of 23.29 m², which can be used as a relaxation space, lounge area, or summer terrace. For a studio of this format, this creates a completely different living experience — closer to the format of a full-fledged apartment with its own outdoor space.

The finishing includes:

  • built-in Nolte kitchen with appliances,
  • built-in wardrobes,
  • heated floors in the bathroom,
  • air conditioning system,
  • modern access system and video intercom

About the complex: 

Heights is a new residential area within Luštica Bay, located next to Centrale and the future Gary Player Signature Course golf course. The complex's architecture combines a modern style with a Mediterranean atmosphere.

The territory includes: 

  • outdoor swimming pool,
  • children's pool,
  • fitness area and yoga space,
  • landscaped walking areas,
  • underground and surface parking,
  • well-maintained grounds with olive trees and lavender. 

Apartment owners receive access to all Luštica Bay infrastructure:

  • Marina Village and promenade,
  • beaches and beach club areas,
  • restaurants and cafes,
  • SPA and wellness spaces,
  • sports infrastructure,
  • Centrale Piazza with shops and services,
  • The Chedi Luštica Bay 5★ hotel,
  • management company and resident services,
  • internal transport within the complex

Location:

Luštica Bay is located on the Luštica Peninsula — one of the most beautiful parts of the Montenegrin coast. Centrale Piazza — nearby

  • Marina Village — a few minutes away
  • Complex beaches — within the project
  • Tivat Airport — about 15 minutes
  • Kotor — about 20–25 minutes

The project is being developed as a full-fledged modern seaside town with infrastructure for year-round living.

Investment potential:

Studios in Luštica Bay enjoy steady demand due to limited supply, the high level of the project, and international interest in the complex. The presence of its own outdoor area and location within Heights make the property attractive both for personal vacations and for rental.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
390 000 €
Real estate transfer tax
16 500 €
4 500 € (3% × 150 000) + 12 000 € (5% × 240 000)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs17 364 €
Estimated costs to purchase the propertyTotal: 407 364 €

Location

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€390,000
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€1,940/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€2,003/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€2,035/мес
Monthly payment
€1,802
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€273,000
Total interest€159,403
Loan amount
€273,000
Total interest
€159,403
Total payment
€432,403

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

390 000 €
2674