AI Summary

We offer for sale stylish 1-bedroom apartments (61.25 m²) in the heart of Lustica Bay — a project where every detail is designed for seaside living. The apartment, with a fully furnished interior, private terrace, and breathtaking sea views, is ready to become your ideal retreat for relaxation or a profitable investment. Modern housing will be ready in 2025 and is equipped with everything necessary for comfort and safety.

Apartment in Lustica #2696

Current as of May 19, 2026
445 000 €
View: Sea view

Details

Area
61.25 м²
Rooms
2
Bedrooms
1
Bathrooms
1
Year built
2025

Description

We offer for sale a 1-bedroom apartment in the Centrale district, Luštica Bay — the new urban center of one of the most extensive and thoughtfully designed coastal projects in Montenegro. The apartment is suitable for those seeking modern seaside living for residence, vacation, or rental. 

Key features:

  • Total area: 61.25 m²
  • Terrace: 5.5 m²
  • Bedrooms: 1
  • Bathrooms: 1

About the apartment:

The layout here is very comfortable for daily living. A spacious living room is combined with the kitchen and dining area, the bedroom is separated from the main part of the apartment, and the living space itself feels bright and open thanks to large windows and thoughtful design.

The interior is done in a calm, modern style — light wood, natural shades, clean lines. This apartment does not feel like a typical "resort apartment." Rather, it feels like a full-fledged urban home by the sea, truly comfortable for year-round living.

About the Centrale district:

Centrale is the future center of everyday life within Luštica Bay. The area is being developed as a full Mediterranean quarter with squares, cafes, shops, and infrastructure for permanent residence, not just summer vacations. There is less tourist bustle here than near the marina, yet all the complex's amenities remain literally nearby.

Within walking distance:

  • Piazza Centrale main square
  • Cafes, restaurants, and bakeries
  • Supermarkets and shops
  • Sports spaces
  • Promenade streets and relaxation areas
  • Future international school and medical center
  • Internal transport to Marina Village and beaches

Property owners in Luštica Bay receive access to the entire project infrastructure:

  • Beaches and beach clubs
  • Marina and Marina Village promenade
  • 5-star hotel The Chedi Luštica Bay
  • Tennis and padel courts
  • Wellness and spa facilities
  • Future golf club and golf course The Peaks
  • Concierge service and property management
  • 24-hour complex security

Location:

  • Tivat Airport — about 15 minutes by car
  • Kotor — about 20 minutes
  • Budva — about 35 minutes
  • Luštica Bay beaches — a few minutes by internal shuttle or car

Investment potential:

Centrale is currently considered one of the most promising districts within Luštica Bay. The area is actively developing and gradually becoming the new center of the complex, where the main year-round infrastructure will be concentrated. Small one-bedroom apartments here are especially in demand for rental — both in summer and off-season, thanks to demand from remote workers, families, and residents who live in Luštica Bay permanently. 

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
445 000 €
Real estate transfer tax
19 250 €
4 500 € (3% × 150 000) + 14 750 € (5% × 295 000)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs20 177 €
Estimated costs to purchase the propertyTotal: 465 177 €

Location

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€445,000
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€2,214/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€2,286/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€2,322/мес
Monthly payment
€2,056
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€311,500
Total interest€181,883
Loan amount
€311,500
Total interest
€181,883
Total payment
€493,383

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

445 000 €
2696