AI Summary

We offer compact studio apartments in the heart of Luštica Bay — the Centrale district. A fully furnished apartment of 41.87 m² with a terrace and modern infrastructure is ideal for a seaside vacation or rental income. Enjoy views of the city and courtyard in a complex with an elevator, air conditioning, and 24-hour security.

Apartment in Luštica №2697

Current as of May 19, 2026
315 000 €
View: City view, Yard view

Details

Area
41.87 м²
Rooms
1
Bathrooms
1

Description

We offer for sale a compact studio apartment in the Centrale area of Luštica Bay — the new residential center of the complex, which is gradually becoming the main hub for everyday life within the project. The apartment is suitable for personal seaside vacations, long-term living, or rental — especially for those seeking a modern space without excess square footage and paying for unnecessary meters.

Key features:

  • Total area: 41.87 m²
  • Terrace: 4.87 m²
  • Type: studio
  • Bathroom: 1

About the apartment:

The space is very well organized — the living area can be easily divided into a bedroom and a living room without feeling cramped. There is a full kitchen with a dining area, a bathroom, and a small terrace. Thanks to the light finishes and large windows, the apartment looks visually more spacious than its square footage.

The interior is designed in a modern Mediterranean style: natural materials, warm wood tones, a calm palette, and minimalist details. This format is especially in demand in Luštica Bay — both for rental and for short trips to the sea.

About the Centrale area:

Centrale is being developed as a full-fledged residential district within Luštica Bay, where everything is designed not just for the summer season. Shops, cafes, pedestrian streets, sports spaces, and infrastructure for year-round living are emerging here. The atmosphere is calmer and more "urban" than at the marina, while the sea and Marina Village are just a few minutes away.

Within walking distance:

  • Piazza Centrale
  • restaurants, coffee shops, and stores
  • supermarkets and pharmacies
  • sports and wellness spaces
  • green areas and pedestrian streets
  • internal transport to beaches and the marina

Property owners in Luštica Bay receive access to the entire complex infrastructure:

  • beaches and beach clubs
  • Marina Village and the promenade
  • 5-star hotel The Chedi Luštica Bay
  • spa and wellness infrastructure
  • tennis and padel courts
  • future golf club The Peaks
  • concierge service
  • 24/7 security and property management

Location:

  • Tivat Airport — about 15 minutes by car
  • Kotor — about 20 minutes
  • Budva — about 35 minutes
  • Luštica Bay beaches — a few minutes by shuttle or car

Investment potential:

Studios and compact apartments in Centrale remain one of the most liquid formats within Luštica Bay. A low entry budget, the modern format of the complex, and growing rental demand make such properties especially attractive for investment and subsequent rental practically year-round.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
315 000 €
Real estate transfer tax
12 750 €
4 500 € (3% × 150 000) + 8 250 € (5% × 165 000)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs13 535 €
Estimated costs to purchase the propertyTotal: 328 535 €

Location

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€315,000
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€1,567/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€1,618/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€1,644/мес
Monthly payment
€1,455
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€220,500
Total interest€128,749
Loan amount
€220,500
Total interest
€128,749
Total payment
€349,249

Want to know how much you can actually get approved for?

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Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

315 000 €
2697