AI Summary

We offer elegant 1-bedroom apartments in the prestigious Centrale district of the Luštica Bay complex. The apartment has a total area of 55.31 m² with a private terrace, is fully furnished and ready for occupancy, offering panoramic views of the city and park. An ideal solution for year-round living or a seaside holiday in a modern residential quarter.

Apartment in Luštica No. 2701

Current as of May 19, 2026
455 000 €
View: Park view, City view

Details

Area
55.31 м²
Rooms
2
Bedrooms
1
Bathrooms
1
Floor
2/?
Year built
2025

Description

We offer for sale a 1-bedroom apartment in the Centrale district, Luštica Bay — a modern residential quarter within one of the most ambitious projects on the coast of Montenegro. The apartment combines a convenient layout, a spacious living area, and a cozy atmosphere, ideal both for a seaside vacation and comfortable year-round living.

  • Key features:
  • Total area: 55.31 m²
  • Terrace: 6 m²
  • Bedrooms: 1
  • Bathrooms: 1

About the apartment:

The apartment layout includes a spacious living room with an open-plan kitchen and dining area, a separate bedroom, and a terrace that naturally extends the living space. Thanks to large windows, the apartment is filled with natural light and appears especially spacious and bright.

The interior is designed in a modern Mediterranean style, using natural materials, a light color palette, and minimalist design solutions. The space is thoughtfully arranged for comfortable daily living and peaceful relaxation.

About the Centrale district:

Centrale is the new hub of everyday life within Luštica Bay. The area is developing as a full-fledged residential quarter with urban infrastructure, green spaces, and the atmosphere of a small Mediterranean town. It is comfortable not only in summer — the district is specifically designed for year-round living.

Within walking distance:

  • Piazza Centrale
  • cafes, restaurants, and bakeries
  • supermarkets and shops
  • promenades and green areas
  • sports facilities
  • future international school and medical center
  • internal transport to Marina Village and beaches

Property owners in Luštica Bay receive access to the entire complex infrastructure:

  • beaches and beach clubs
  • yacht marina and Marina Village promenade
  • 5-star hotel The Chedi Luštica Bay
  • spa and wellness facilities
  • tennis and padel courts
  • future golf club The Peaks
  • concierge service and property management
  • 24/7 complex security

Location:

  • Tivat Airport — about 15 minutes by car
  • Kotor — about 20 minutes
  • Budva — about 35 minutes
  • Luštica Bay beaches — a few minutes by shuttle or car

Investment potential:

One-bedroom apartments in Centrale remain one of the most sought-after formats within Luštica Bay, thanks to the modern infrastructure of the district, growing rental demand, and a more affordable price compared to the coastal zones of the complex. This property is perfect both for personal use and for generating a stable rental income.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
455 000 €
Real estate transfer tax
19 750 €
4 500 € (3% × 150 000) + 15 250 € (5% × 305 000)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs20 693 €
Estimated costs to purchase the propertyTotal: 475 693 €

Location

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€455,000
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€2,263/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€2,337/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€2,375/мес
Monthly payment
€2,102
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€318,500
Total interest€185,970
Loan amount
€318,500
Total interest
€185,970
Total payment
€504,470

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

455 000 €
2701