AI Summary

Prestigious two-bedroom apartments in the heart of Luštica Bay, ready for occupancy in 2025. Spacious terrace, panoramic views of the city and courtyard, and full furnishing create the atmosphere of an ideal Mediterranean home for family or vacation.

Apartment in Luštica №2702

Current as of May 19, 2026
650 000 €
View: City view, Yard view

Details

Area
96.94 м²
Rooms
3
Bedrooms
2
Bathrooms
2
Floor
1/?
Year built
2025

Description

We offer for sale a 2-bedroom apartment in the Centrale district, Luštica Bay — a modern residential quarter within one of the largest and most infrastructure-rich projects on the coast of Montenegro. The apartment combines a convenient family layout, spacious living areas, and the tranquil atmosphere of a Mediterranean complex, ideal for both vacation and permanent residence.

Key Features:

  • Total area: 96.94 m²
  • Terrace: 15.51 m²
  • Bedrooms: 2
  • Bathrooms: 2

About the Apartment:

The apartment layout includes a spacious living room with a dining area and open-plan kitchen, two separate bedrooms, two bathrooms, and a large terrace. Thanks to panoramic glazing and the favorable arrangement of rooms, the apartment is filled with natural light throughout the day.

The interior is designed in a modern style using natural wood, light shades, and high-quality materials. Herringbone parquet flooring, minimalist forms, and a calm color palette create an atmosphere of coziness and privacy.

The spacious terrace serves as a full-fledged extension of the living space and is perfect for relaxation, outdoor dining, or creating a lounge area.

About the Centrale District:

Centrale is the new center of everyday life within Luštica Bay. The area is developing as a full-fledged residential quarter with urban infrastructure, green spaces, and the atmosphere of a small Mediterranean town. It is comfortable not only in summer — the district is designed specifically for year-round living.

Within walking distance:

  • Piazza Centrale
  • cafes, restaurants, and bakeries
  • supermarkets and shops
  • promenade streets and green areas
  • sports infrastructure
  • future international school and medical center
  • internal transport to Marina Village and beaches

Property owners in Luštica Bay receive access to the entire complex infrastructure:

  • beaches and beach clubs
  • yacht marina and Marina Village promenade
  • 5-star hotel The Chedi Luštica Bay
  • spa and wellness infrastructure
  • tennis and padel courts
  • future golf club The Peaks
  • concierge service and property management
  • 24-hour complex security

Location:

  • Tivat Airport — about 15 minutes by car
  • Kotor — about 20 minutes
  • Budva — about 35 minutes
  • Luštica Bay beaches — a few minutes by shuttle or car

Investment Potential:

Two-bedroom apartments in Centrale enjoy stable demand due to their convenient format for family living and rental. The area is actively developing and becoming one of the key residential clusters of Luštica Bay, making such properties promising both for personal residence and for long-term real estate investments on the coast of Montenegro.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
650 000 €
Real estate transfer tax
31 000 €
4 500 € (3% × 150 000) + 17 500 € (5% × 350 000) + 9 000 € (6% × 150 000)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs32 147 €
Estimated costs to purchase the propertyTotal: 682 147 €

Location

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€650,000
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€3,234/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€3,339/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€3,392/мес
Monthly payment
€3,003
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€455,000
Total interest€265,672
Loan amount
€455,000
Total interest
€265,672
Total payment
€720,672

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

650 000 €
2702