AI Summary

Exclusive one-bedroom apartment in the prestigious Centrale area of the Luštica Bay project — an ideal choice for seaside living or profitable investment. The apartment of 68.97 m² with a spacious terrace of 8.75 m² and panoramic views of the city, park, and garden is equipped with air conditioning, alarm system, and intercom. The modern residential complex with a management company and elevator promises high rental potential and comfortable relaxation.

Apartment in Luštica No. 2703

Current as of May 19, 2026
445 000 €
View: Yard view, City view, Park view, Garden view

Details

Area
68.97 м²
Rooms
2
Bedrooms
1
Bathrooms
1
Floor
2/?
Year built
2025

Description

We offer for sale a 1-bedroom apartment in the Centrale district, Luštica Bay — a modern residential quarter within one of the most promising projects on the coast of Montenegro. The apartment is suitable for comfortable living by the sea, seasonal vacations, or as a real estate investment with high rental potential.

Key features:

  • Total area: 68.97 m²
  • Terrace: 8.75 m²
  • Bedrooms: 1
  • Bathrooms: 1

About the apartment:

The apartment layout includes a spacious living room with an open-plan kitchen and dining area, a separate bedroom, a bathroom, and a hallway with additional storage space. Thanks to large windows, the apartment is filled with natural light, and the open plan creates a sense of extra space.

The interior is designed in a modern minimalist style using natural wood and a light color palette. The space is functional, cozy, and suitable for both permanent residence and seaside vacations.

The terrace will be a comfortable place for outdoor relaxation, allowing you to enjoy the peaceful atmosphere of the complex.

About the Centrale district:

Centrale is the new center of daily life within Luštica Bay. The area is developing as a full-fledged residential quarter with urban infrastructure, green spaces, and the atmosphere of a small Mediterranean town. It is comfortable not only in summer — the district is designed specifically for year-round living.

Within walking distance:

  • Piazza Centrale
  • cafes, restaurants, and bakeries
  • supermarkets and shops
  • promenade streets and green areas
  • sports infrastructure
  • future international school and medical center
  • internal transport to Marina Village and beaches

Property owners in Luštica Bay receive access to the entire complex infrastructure:

  • beaches and beach clubs
  • yacht marina and Marina Village promenade
  • 5-star hotel The Chedi Luštica Bay
  • spa and wellness facilities
  • tennis and padel courts
  • future golf club The Peaks
  • concierge service and property management
  • 24-hour security for the complex

Location:

  • Tivat Airport — about 15 minutes by car
  • Kotor — about 20 minutes
  • Budva — about 35 minutes
  • Luštica Bay beaches — a few minutes by shuttle or car

Investment potential:

One-bedroom apartments in Centrale remain one of the most sought-after formats within Luštica Bay due to the combination of modern infrastructure, convenient location, and more affordable price compared to the coastal areas of the complex. Such a property is perfect for personal use or for generating stable rental income.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
445 000 €
Real estate transfer tax
19 250 €
4 500 € (3% × 150 000) + 14 750 € (5% × 295 000)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs20 177 €
Estimated costs to purchase the propertyTotal: 465 177 €

Location

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€445,000
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€2,214/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€2,286/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€2,322/мес
Monthly payment
€2,056
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€311,500
Total interest€181,883
Loan amount
€311,500
Total interest
€181,883
Total payment
€493,383

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

445 000 €
2703