AI Summary

A stylish studio apartment for sale in the prestigious Centrale district of the Luštica Bay complex with panoramic sea and mountain views. The apartment, with an area of 39.18 m² and its own terrace, is fully furnished and equipped with air conditioning, an alarm system, and an elevator. An ideal option for vacation, living, or rental income in one of the best locations on the Montenegrin coast.

Apartment in Luštica No. 2704

Current as of May 19, 2026
350 000 €
View: Mountain view, Sea view

Details

Area
39.18 м²
Rooms
1
Bathrooms
1
Floor
2/?
Year built
2025

Description

We offer for sale a studio in the Centrale district of Luštica Bay — a modern residential neighborhood within one of the most prestigious projects on the coast of Montenegro. The apartment is ideal for a seaside vacation, personal residence, or rental investment due to its convenient location and sought-after property format.

Key features:

  • Total area: 39.18 m²
  • Terrace: 5.91 m²
  • Type: studio
  • Bathroom: 1

About the apartment:

The studio is designed in a modern minimalist style with an emphasis on light, comfort, and functionality. The space is well-organized and includes a sleeping area, a compact kitchen, a dining area, built-in storage systems, and access to a cozy terrace.

The interior is finished in a light Mediterranean palette: natural wood, light stone, minimalist furniture, and soft lighting create an atmosphere of tranquility and coziness. Panoramic windows fill the apartment with natural light, and the terrace offers a pleasant view of green hills, the pool, and the sea.

The kitchen is fully integrated into the living space and equipped with modern appliances. The bathroom is finished in an elegant contemporary style with high-quality materials and thoughtful details.

About the Centrale district:

Centrale is the new everyday hub within Luštica Bay. The area is developing as a full-fledged residential neighborhood with urban infrastructure, green spaces, and the atmosphere of a small Mediterranean town. It is comfortable not only in summer — the district is designed for year-round living.

Within walking distance:

  • Piazza Centrale
  • cafes, restaurants, and bakeries
  • supermarkets and shops
  • promenade streets and green areas
  • sports infrastructure
  • future international school and medical center
  • internal transport to Marina Village and beaches

Property owners in Luštica Bay receive access to the entire complex infrastructure:

  • beaches and beach clubs
  • yacht marina and Marina Village promenade
  • 5-star hotel The Chedi Luštica Bay
  • spa and wellness facilities
  • tennis and padel courts
  • future golf club The Peaks
  • concierge service and property management
  • 24-hour complex security

Location:

  • Tivat Airport — about 15 minutes by car
  • Kotor — about 20 minutes
  • Budva — about 35 minutes
  • Luštica Bay beaches — a few minutes by shuttle or car

Investment potential:

Studios in Centrale are in high demand due to their relatively affordable entry price, modern format, and the ongoing development of the district's infrastructure. Such properties are especially popular for seasonal rentals and short-term stays, and they also suit buyers looking to acquire property within Luštica Bay at a more accessible price.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
350 000 €
Real estate transfer tax
14 500 €
4 500 € (3% × 150 000) + 10 000 € (5% × 200 000)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs15 332 €
Estimated costs to purchase the propertyTotal: 365 332 €

Location

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€350,000
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€1,741/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€1,798/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€1,827/мес
Monthly payment
€1,617
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€245,000
Total interest€143,054
Loan amount
€245,000
Total interest
€143,054
Total payment
€388,054

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

350 000 €
2704