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AI Summary

We offer a spacious 1-bedroom apartment in a gated complex on the shore of the Bay of Kotor, just 110 meters from the sea. From the top floor, you can enjoy an endless view of the sea, mountains, and the city, and a cozy terrace will be an ideal place for relaxation. You will be pleased with modern amenities: a swimming pool, elevator, air conditioning, and secure parking in a 2026 building.

ApartmentsNo. 2845

Apartment in Orahovac No. 2845

Orahovac · Bay of Kotor
€250,000
View: Sea view, Mountain view, City view

Details

Area
41.39 m²
Rooms
2
Bedrooms
1
Bathrooms
1
Floor
2/3
Year built
2026
Parking
Yes
To sea
110 m
Oravista
Part of projectResidential complex

Oravista

Orahovac
4 units in the project
Open
Inside the project

Description

We offer for sale a spacious 1-bedroom apartment on the top floor of a gated residential complex on the shore of the Bay of Kotor, with a terrace and a permanent sea view.

Key features:

  • Total area: 41.39 m² (terrace included in total area)
  • Terrace: 4.58 m²
  • Floor: 2nd (top residential floor of the complex)
  • Layout: entrance hall with wardrobe, bathroom, separate bedroom, combined day area (living room-kitchen-dining room) with access to the terrace
  • Permanent, unobstructed sea view
  • Secured gated area with pool, elevator, and underground parking (parking space purchased separately, €30,000)

About the apartment:

A full-fledged 1-bedroom apartment with a clear division into private and common areas: a separate bedroom of 9.21 m² and a spacious day area of 20.42 m², combining kitchen, living room, and dining room. The terrace of 4.58 m² adjoins the day area and extends the space outdoors — with a view of the bay. A separate entrance hall with wardrobe space and a full bathroom complete the layout. The location on the top floor of the complex provides a more open view compared to lower levels. Construction uses natural materials and energy-efficient systems.

Location:

  • Grota Beach Bar & Restaurant — about 150 m
  • Orahovac Beach — about 275 m
  • Casa del Mare Hotel — about 375 m
  • Casa del Mare Restaurant — about 385 m
  • Bus stop (Kotor–Perast line) — about 390 m
  • Viva Market grocery store (Dobrota) — about 1.4 km
  • Perast — about 4.1 km
  • Historic center of Kotor — about 7.5 km

Investment potential:

Purchase is made directly from the developer — no property transfer tax on the primary sale. The full-fledged 1-bedroom layout on the top floor with a terrace is suitable both for permanent residence and for inclusion in a managed rental program with the potential for stable tourist income. Construction completion is expected by the end of October 2026.

Amenities

Alarm systemAir conditioningParkingSea ViewMountain viewCity viewManagement companySwimming poolElevatorTerrace

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€250,000
Property transfer tax
€0
Not payable — purchase from a developer / investor (VAT payer), so the cost is 0 €.

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€741
Estimated costs to purchase the propertyTotal: €250,741

Location

What's nearby

  • Groceries436 m
  • RestaurantVeranda131 m
  • Bus stop280 m
  • ATM2.7 km
  • AirportTivat Airport10.0 km
  • PortLepetane6.3 km
  • Sea110 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 110 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€250,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€1,244/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€1,284/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€1,305/mo
Monthly payment
€1,155
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€175,000
Total interest€102,181
Loan amount
€175,000
Total interest
€102,181
Total payment
€277,181

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€250,000
No. 2845