AI Summary

Luxurious 120 m² apartments in the elite residential complex of Kumbor are located just 20 meters from the azure sea. The spacious layout includes two cozy bedrooms, a bright living room, and four terraces offering breathtaking sea views. This is a unique offer for those who appreciate premium comfort and a life in harmony with the Adriatic coast for 1,450,000 EUR.

SaleApartments#4001

Apartment in Portonovi No. 4001

Kumbor · Bay of Kotor
1 450 000 €
View: Sea view

Details

Area
120 м²
Rooms
3
Bedrooms
2
Bathrooms
2
Year built
2019
Parking
Yes
To sea
20 m
Price per m²
12 083 €

Description

Fully furnished two-bedroom apartment on the first line to the sea in the elite Portonovi complex, Herceg Novi

Number of bedrooms:2
Bathrooms:2
Condition:Fully furnished
Property area:120 m²

This luxurious 120 m² apartment is located on the first line to the sea and marina in the prestigious complexPortonoviin Herceg Novi.

The apartment includes a spacious open-plan living room with a kitchen and dining area, two bedrooms with en suite bathrooms, as well as a 27 m² terrace with panoramic views of the sea and the Portonovi marina. The price includes one underground parking space.

About the Portonovi complex

Portonovi Montenegrois an ultra-premium resort residence combining 218 world-class residential units and a megayacht marina located at the narrow entrance to the Bay of Kotor.

World-class infrastructure

Portonovi offers its residents and guests infrastructure that meets the highest standards. The complex features:

  • Superyacht marina: one of the most modern in Europe, capable of accommodating vessels up to 120 meters long.
  • HotelOne&Only: the first and only One&Only-branded hotel in Europe, offering unparalleled service and amenities.
  • Henri Chenot Wellness Center: a unique health and rejuvenation center offering personalized detoxification and recovery programs.
  • Restaurants and bars: a variety of gastronomic options, from traditional Montenegrin cuisine to international delicacies.
  • Boutiques and shops: a wide selection of stores offering world-renowned brands (Bottega Veneta, Loewe, Balenciaga, etc.).
  • Sports and entertainment facilities: fitness centers, tennis courts, swimming pools, and other leisure facilities.
Benefits of investing in Portonovi

Investing in Portonovi real estate is not only the purchase of luxury housing, but also an opportunity to become part of an exclusive community. The complex attracts affluent clients from around the world, ensuring a high level of security and privacy. Thanks to the limited number of properties and high demand, real estate in Portonovi demonstrates steady value growth, making it an attractive asset for investors.

Amenities

Swimming poolCity viewMountain viewSea ViewIntercomAir conditioningElevatorFully furnishedParkingFirst lineReceptionGardenAlarm systemGym

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
1 450 000 €
Real estate transfer tax
79 000 €
4 500 € (3% × 150 000) + 17 500 € (5% × 350 000) + 57 000 € (6% × 950 000)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs80 981 €
Estimated costs to purchase the propertyTotal: 1 530 981 €

Location

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 20 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€1,450,000
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€7,213/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€7,449/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€7,568/мес
Monthly payment
€6,699
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€1,015,000
Total interest€592,652
Loan amount
€1,015,000
Total interest
€592,652
Total payment
€1,607,652

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

1 450 000 €
12 083 €/m²№ 4001