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AI Summary

A cozy, fully furnished apartment for sale in Rafailovici, just 300 m from the sea. Area 68 m², 2 bedrooms, terrace, sea and mountain views, air conditioning, elevator, and management company — an excellent option for comfortable living or profitable rental.

ApartmentsNo. 2630
Verified
Verified against the cadastre

Apartment in Rafailovici No. 2630

Rafailovici · Budva Riviera
€289,000
View: Sea view, Mountain view

Details

Area
68 m²
Rooms
3
Bedrooms
2
Bathrooms
1
Floor
5/?
To sea
300 m

Description

We offer for sale a two-bedroom apartment with sea view, located in Rafailovići — one of the most sought-after resort areas of the Budva Riviera.

The apartment features a functional layout and plenty of natural light. Thanks to its location and orientation, the main rooms offer views of the coastline, and the terrace allows the space to be fully enjoyed for relaxation. The property is fully furnished and ready for living or renting out without any additional investment.

Main features:

  • Area: 68 m²
  • Floor: 5
  • Layout: 2-bedroom apartment
  • Bathroom: 1
  • Terrace with sea view
  • Fully furnished

Location:

The apartment is located in Rafailovići — a resort area with well-developed infrastructure and strong demand for real estate.

  • Rafailovići Beach — 350 m
  • Promenade with restaurants — 350–400 m
  • IDEA supermarket — 300–400 m
  • Porat Restaurant — 350–400 m
  • Tri Ribara Restaurant — 400–450 m
  • Bakeries and small grocery stores — 200–300 m

The area is compact: all key infrastructure facilities are within walking distance, making the location convenient both for living and for rental purposes.

Investment potential:

Apartments with sea views and two bedrooms in Rafailovići are a liquid asset in the real estate market. The property is suitable both for personal use and for rental, especially during the tourist season. Its seaside location and the apartment’s readiness for use make it possible to generate income without additional investment.

Amenities

Alarm systemIntercomAir conditioningSea ViewManagement companyElevatorFully furnishedTerrace

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€289,000
Property transfer tax
€11,450
€4,500 (3% × 150,000) + €6,950 (5% × 139,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€12,238
Estimated costs to purchase the propertyTotal: €301,238

Location

What's nearby

  • Kindergarten1.5 km
  • GroceriesLux47 m
  • Pharmacy162 m
  • RestaurantPorat50 m
  • Bus stopRafailovići350 m
  • ATM176 m
  • AirportTivat Airport19.0 km
  • PortMarina Budva3.6 km
  • Sea300 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 300 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€289,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€1,438/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€1,485/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€1,508/mo
Monthly payment
€1,335
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€202,300
Total interest€118,122
Loan amount
€202,300
Total interest
€118,122
Total payment
€320,422

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€289,000
No. 2630