AI Summary

A spacious 94 sq. m apartment in prestigious Rafailovici is located just 100 meters from the azure sea. The apartment features two cozy bedrooms, two bathrooms, and four balconies, with everything thoughtfully designed for comfortable living and an unforgettable seaside holiday.

SaleApartments#1485

Apartment in Rafailovici No. 1485

Rafailovici · Budva Riviera, Rafailovici, Montenegro
340 000 €
View: Sea view

Details

Area
94 м²
Bedrooms
2
Bathrooms
2
Year built
2014
To sea
100 m
Price per m²
3 617 €

Description

A spacious and stylish apartment on the first line of the resort area of Rafailovici. Fully furnished and equipped, the 94 m2 apartment consists of a living room combined with a kitchen area, which opens onto a large terrace with panoramic sea views, two bedrooms, and two bathrooms. Directly adjacent to the building is a promenade area with numerous restaurants, cafes, and shops. There is also a marina for yachts and boats.

Amenities

Sea ViewAir conditioningFirst lineTerrace

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
340 000 €
Real estate transfer tax
14 000 €
4 500 € (3% × 150 000) + 9 500 € (5% × 190 000)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs14 817 €
Estimated costs to purchase the propertyTotal: 354 817 €

Location

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 100 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€340,000
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€1,691/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€1,747/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€1,774/мес
Monthly payment
€1,571
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€238,000
Total interest€138,967
Loan amount
€238,000
Total interest
€138,967
Total payment
€376,967

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

340 000 €
3 617 €/m²№ 1485