AI Summary

Spacious two-level MINTA apartments in quiet Risan with panoramic sea and mountain views. Fully furnished apartment of 110 m² with its own terrace, parking, and access to the pool — an ideal place for living by the sea. Just 500 meters from the water, surrounded by the greenery of the Bay of Kotor.

SaleApartmentsResidential complexes#2708
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Apartment in Risan No. 2708

Current as of May 22, 2026
Risan · Bay of Kotor
356 000 €
View: Sea view, Mountain view

Details

Area
110 м²
Rooms
4
Bedrooms
3
Bathrooms
3
Year built
2017
To sea
500 m

Description

We offer for sale the MINTA apartment in the Castello Risano complex — an intimate residence in Risan, one of the quietest and greenest parts of the Bay of Kotor.

This is a spacious two-level apartment for those seeking the feel of a full-fledged home by the sea, rather than a standard apartment in a tourist complex. The windows and terrace offer views of the bay, mountains, and green slopes surrounding Risan, while the location itself combines privacy with proximity to the sea.

Key features:

  • Area: 110 m²
  • Terrace: 9.7 m²
  • Bedrooms: 3
  • Bathrooms: 2
  • Layout: duplex
  • Sea and mountain view

About the apartment:

MINTA is a two-level apartment with three bedrooms, a spacious living room, and a separate dining area. The layout separates the common and private areas of the apartment, making the space comfortable for both permanent living and family vacations.

The interior is done in light natural shades with an emphasis on a calm Mediterranean atmosphere. Large windows fill the apartment with natural light, and the terrace becomes an extension of the living space, offering views of the Bay of Kotor and the green surroundings of Risan. 

About the Castello Risano complex:

Castello Risano is a boutique complex with a limited number of residences, a pool, and private grounds. Residents have access to:

  • an outdoor pool,
  • relaxation areas,
  • landscaped grounds,
  • parking,
  • panoramic views of the bay. 

The complex is located in a quiet part of Risan, close to the sea and the historic town center.

Location:

  • sea and promenade — about 10–15 minutes on foot
  • Risan center — about 5 minutes
  • Perast — about 10 minutes by car
  • Old Town of Kotor — about 25 minutes
  • Porto Montenegro — about 35 minutes
  • Tivat Airport — about 30–40 minutes

Investment potential:

Two-level apartments with three bedrooms and a view of the Bay of Kotor remain a rare and sought-after real estate format in Montenegro. MINTA combines a large area, a duplex layout, and a location in an intimate complex by the sea, making the property attractive for both personal use and premium rental during the high season.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
356 000 €
Real estate transfer tax
14 800 €
4 500 € (3% × 150 000) + 10 300 € (5% × 206 000)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs15 632 €
Estimated costs to purchase the propertyTotal: 371 632 €

Location

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 500 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€356,000
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€1,771/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€1,829/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€1,858/мес
Monthly payment
€1,645
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€249,200
Total interest€145,506
Loan amount
€249,200
Total interest
€145,506
Total payment
€394,706

Want to know how much you can actually get approved for?

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Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

356 000 €
2708