AI Summary

Spacious 3-room apartment in the elite complex Castello Risano with panoramic views of the sea, mountains, and the city. Fully furnished apartment with its own terrace of 20 m², underground parking, and access to the pool — an ideal place for a quiet life in green Risan, just 500 meters from the coast.

SaleApartments#2707
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Apartment in Risan No. 2707

Current as of May 20, 2026
Risan · Bay of Kotor
285 000 €
View: Sea view, Mountain view, City view

Details

Area
82 м²
Rooms
3
Bedrooms
2
Bathrooms
2
Floor
1/2
Year built
2017
Parking
Yes
To sea
500 m

Description

We offer for sale the ORIANA apartment in the Castello Risano residential complex — an intimate residence in Risan, one of the quietest and greenest parts of the Bay of Kotor.

This format is suitable for those who want to live closer to the sea, but without the feeling of a noisy resort outside the window. Here you have silence, plenty of greenery, the ancient architecture of Risan, and open views of the bay and mountains. The complex itself is located in a private part of the city, surrounded by Mediterranean nature.

Key features:

  • Area: 82 m²
  • Terraces: 20.61 m²
  • Bedrooms: 2
  • Bathrooms: 2
  • 2 terraces
  • Sea and mountain views

About the apartment:

ORIANA is a bright two-bedroom apartment with a spacious living room and access to two terraces. The layout is centered around the open living and kitchen space, making the apartment feel even more spacious and filled with light.

Large windows and terraces create a constant sense of connection with nature — the apartment offers views of the Bay of Kotor and the green slopes around Risan. The interior is designed in a calm, light color scheme, emphasizing comfortable everyday living and a relaxed Mediterranean atmosphere. 

About the Castello Risano complex:

Castello Risano is a boutique complex with a limited number of residences, a pool, and a private area. Residents have access to:

  • an outdoor pool,
  • landscaped grounds,
  • relaxation areas,
  • parking,
  • panoramic views of the bay

The complex is located near the promenade and the center of Risan, while maintaining privacy and a peaceful atmosphere.

Location:

  • sea and promenade — about 10–15 minutes on foot
  • center of Risan — about 5 minutes
  • Perast — about 10 minutes by car
  • Old Town of Kotor — about 25 minutes
  • Porto Montenegro — about 35 minutes
  • Tivat Airport — about 30–40 minutes

Investment potential:

Two-bedroom apartments in the Bay of Kotor remain one of the most sought-after formats for rental and seaside vacations. ORIANA combines a convenient size, two terraces, and a location in an intimate complex with bay views, making the property attractive both for personal use and as an investment with high rental potential.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
285 000 €
Real estate transfer tax
11 250 €
4 500 € (3% × 150 000) + 6 750 € (5% × 135 000)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs12 004 €
Estimated costs to purchase the propertyTotal: 297 004 €

Location

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 500 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€285,000
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€1,418/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€1,464/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€1,487/мес
Monthly payment
€1,317
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€199,500
Total interest€116,487
Loan amount
€199,500
Total interest
€116,487
Total payment
€315,987

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

285 000 €
2707