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AI Summary

A luxurious 200 m² apartment in picturesque Risan offers the perfect combination of space and comfort just 400 meters from the azure sea. The bright interiors include three cozy living rooms, a modern kitchen, three bedrooms, and a terrace with inspiring views of the coastline. This is an exclusive offer for those who value premium living in the heart of Montenegro.

ApartmentsNo. 1584

Apartment in Risan No. 1584

Risan · Bay of Kotor, Risan, Montenegro
€600,000
View: Sea view

Details

Area
200 m²
Bedrooms
3
Bathrooms
2
Parking
Yes
To sea
400 m
Price per m²
€3,000

Description

New complex of 5 apartments in Risan, 400 meters from the sea. All apartments are fully furnished, equipped, and waiting for their owners. The apartment price includes a parking space, a private terrace, as well as the right to use the swimming pool and the shared green terrace. The total area of the apartment is 200 m2. The apartment is located on the top floor of the complex. The apartment layout includes: a living room combined with a kitchen area, two bedrooms, two bathrooms, and four terraces offering a stunning sea view.

Amenities

Swimming poolSea ViewParking

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€600,000
Property transfer tax
€28,000
€4,500 (3% × 150,000) + €17,500 (5% × 350,000) + €6,000 (6% × 100,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€29,118
Estimated costs to purchase the propertyTotal: €629,118

Location

What's nearby

  • GroceriesIDEA265 m
  • RestaurantRisan268 m
  • Bus stop271 m
  • ATMCKB atm286 m
  • AirportTivat Airport12.3 km
  • PortLepetane5.2 km
  • Sea400 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 400 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€600,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€2,985/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€3,082/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€3,131/mo
Monthly payment
€2,772
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€420,000
Total interest€245,235
Loan amount
€420,000
Total interest
€245,235
Total payment
€665,235

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€600,000
€3,000/m²No. 1584