AI Summary

Cozy two-bedroom apartment with an area of 56 sq. m is located in picturesque Stoliv, just 300 meters from the azure sea. The residential complex features a swimming pool and a well-maintained surrounding area, making this property an ideal choice both for a comfortable holiday and for a profitable investment.

SaleApartments#2457

Apartment in Stoliv No. 2457

Stoliv · Bay of Kotor
260 000 €
View: Sea view, Mountain view

Details

Area
56 м²
Rooms
3
Bedrooms
2
Bathrooms
1
Floor
1/3
Year built
2026
To sea
300 m
Price per m²
4 643 €

Description

Luxury seaside apartments in Stoliv with views of Perast and the Lady of the Rocks islands

Discover an exclusive collection of modern apartments located in a quiet, low-rise residential complex just a few steps from the Adriatic Sea shore. The complex consists of only three levels and includes six elegant apartments, created for those who value privacy, comfort, and luxury.

Apartments on the high ground floor:

Each apartment offers a cozy two-bedroom layout (56 m²) and a separate landscaped courtyard (29 m²) with a private mini-pool — the perfect solution for those who enjoy outdoor relaxation, gatherings with friends, or morning breakfasts in the shade of olive trees.

Available apartments:

Stunning view:

The upper floors of the complex offer magical panoramas of the Bay of Kotor — one of the most picturesque bays in Europe, included in the UNESCO World Heritage List. The windows overlook the ancient town ofPerastand the famousLady of the Rocks islands (Gospa od Škrpjela)andSt. George (Sveti Đorđe). This is not just an apartment, but a daily delight of the sea breeze, sunsets over the mountains, and the unhurried rhythm of life on the Mediterranean coast.

About the location — Stoliv:

Stoliv is a quiet coastal village with authentic Montenegrin charm, located on the “sunny” side of the Bay of Kotor. Peace, greenery, and no noise or tourist crowds reign here. This place is ideal both for permanent residence and for an elite summer holiday. Within walking distance are beaches, restaurants, a marina, and the road along the sea leads to the historic Kotor and Perast.

Amenities

Swimming poolMountain viewSea ViewIntercomAir conditioningTerraceManagement company

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
260 000 €
Real estate transfer tax
10 000 €
4 500 € (3% × 150 000) + 5 500 € (5% × 110 000)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs10 738 €
Estimated costs to purchase the propertyTotal: 270 738 €

Location

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 300 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€260,000
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€1,293/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€1,336/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€1,357/мес
Monthly payment
€1,201
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€182,000
Total interest€106,269
Loan amount
€182,000
Total interest
€106,269
Total payment
€288,269

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

260 000 €
4 643 €/m²№ 2457