This property is temporarily unavailable for purchase

Reason: Under legalization· until 12/14/2026

AI Summary

A cozy two-bedroom apartment with an area of 65 m² in picturesque Stoliv is located just 150 meters from the sea. A bright space with two spacious living rooms and a magnificent view of the coast will be an ideal choice for your comfortable vacation or permanent residence for 125,000 euros.

SaleApartments#728

Apartment in Stoliv No. 728

Current as of June 14, 2026
Stoliv · Bay of Kotor, Stoliv, Montenegro
125 000 €
View: Sea view

Details

Area
65 м²
Bedrooms
2
Parking
Yes
To sea
150 m
Price per m²
1 923 €

Description

A new 65 m2 apartment on the first floor in a club house. The apartment layout includes: 2 bedrooms, a living room combined with a kitchen area, and a bathroom.

The apartment has underfloor heating in the hallway, kitchen, and bathroom. Air conditioners are installed in the apartment. There is telephone, internet, and satellite TV. Each apartment owner has their own parking space.

The terrace offers a beautiful panoramic view of the bay.

Amenities

Sea ViewParking

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
125 000 €
Real estate transfer tax
3 750 €
3 750 € (3% × 125 000)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs4 347 €
Estimated costs to purchase the propertyTotal: 129 347 €

Location

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 150 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€125,000
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€622/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€642/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€652/мес
Monthly payment
€577
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€87,500
Total interest€51,091
Loan amount
€87,500
Total interest
€51,091
Total payment
€138,591

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

125 000 €
1 923 €/m²№ 728