AI Summary

A cozy 28 m² studio in a modern residential complex in Tivat will be the perfect choice for a comfortable holiday or a profitable investment. The apartment is located just 500 meters from the sea, allowing you to enjoy all the benefits of coastal living at an affordable price of 119,928 euros.

Apartment in Tivat No. 2222

Current as of June 25, 2026
Tivat · Bay of Kotor
от119 928 €
View: Sea view

Details

Area
28–101 м²
Bedrooms
0–2
Bathrooms
1–2
Year built
2025
Parking
Yes
To sea
500 m

Description

In the picturesque area of Donja Lastva, located in the city of Tivat, the construction of an exclusive mini-town consisting of sixteen houses is planned. This complex stands out for its excellent location, including proximity to Porto Montenegro, as well as schools and kindergartens, making it especially attractive for residents and investors.

Each house in the complex will be equipped with an underground garage, ensuring convenience and safety for residents. The apartments offered in each house feature a classic layout and are designed in a Mediterranean style. Only high-quality materials will be used in their finishing to ensure maximum comfort and satisfaction from living in one of the most desirable cities in Montenegro.

Already at the construction stage, a significant portion of the apartments in this complex has been sold, which highlights its popularity and potential as an ideal investment property for generating passive income in the future.

The cost of the apartments in the complex varies depending on several factors, including the view from the windows (sea view or no sea view) and the floor level. This gives potential buyers the opportunity to choose the option that best suits their preferences and budget.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
119 928 €
Real estate transfer tax
3 598 €
3 598 € (3% × 119 928)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs4 179 €
Estimated costs to purchase the propertyTotal: 124 107 €

Location

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Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 500 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€119,928
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€597/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€616/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€626/мес
Monthly payment
€554
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€83,950
Total interest€49,018
Loan amount
€83,950
Total interest
€49,018
Total payment
€132,968

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

119 928 €
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