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AI Summary

A luxurious 191 sq. m apartment in Kamenovo is located just 100 meters from the azure sea and offers breathtaking views of the coastline. The spacious layout includes three cozy bedrooms, two bathrooms, and three living rooms, complemented by five additional rooms and two balconies, creating ideal conditions for comfortable living. This exclusive offer for EUR 400,000 combines privacy, proximity to the beach, and a high level of comfort.

No. 2573

Penthouse in Kamenovo No. 2573

Kamenovo · Budva Riviera, Xlvii, 85315 Budva, Montenegro
€400,000
View: Sea view, Mountain view, City view

Details

Area
191 m²
Bedrooms
3
Bathrooms
2
Floor
4/4
Year built
2019
Parking
Yes
To sea
100 m
Price per m²
€2,094

Description

We offer for sale an exclusive penthouse in Kamenovo with panoramic views of the sea, the city, and the mountains.

Main features:

  • Total area: 151 m²
  • Storage room-wardrobe: 40 m²
  • Bedrooms: 3
  • Bathrooms: 2
  • Floor: 4 (no elevator)
  • Garage: 1 space

Layout and features:

  • Spacious living-dining room
  • 3 bedrooms
  • 2 bathrooms
  • High ceilings
  • Storage room-wardrobe
  • Garage at the bottom of the building
  • Fully ready to move in

Location:

Kamenovo is a quiet area between Budva and Pržno with direct access to the beach and infrastructure.

  • To Kamenovo Beach: ≈ 100–200 m (1–3 minutes on foot)
  • To the Old Town of Budva: ≈ 4 km (5–7 minutes by car)
  • To supermarkets (Voli in Rafailovici): ≈ 1–1.5 km (15–20 minutes on foot)
  • To Tivat Airport: ≈ 15 km (20–25 minutes by car)

Rental potential:

The penthouse is already rented out for €1300/month. Suitable for generating income from long-term or seasonal rentals.

Amenities

City viewMountain viewSea ViewIntercomAir conditioningFully furnishedParkingAlarm systemTerraceManagement company

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€400,000
Property transfer tax
€17,000
€4,500 (3% × 150,000) + €12,500 (5% × 250,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€17,898
Estimated costs to purchase the propertyTotal: €417,898

Location

What's nearby

  • Kindergarten666 m
  • GroceriesFranca27 m
  • Pharmacy1.2 km
  • RestaurantKusta Konoba105 m
  • Bus stopKamenovo36 m
  • ATM432 m
  • AirportTivat Airport20.0 km
  • PortMarina Budva4.4 km
  • Sea100 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 100 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€400,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€1,990/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€2,055/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€2,088/mo
Monthly payment
€1,848
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€280,000
Total interest€163,490
Loan amount
€280,000
Total interest
€163,490
Total payment
€443,490

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€400,000
€2,094/m²No. 2573