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AI Summary

A spacious 201 sq. m villa in Herceg Novi will be the perfect home for comfortable living, offering three cozy bedrooms, a modern living room, and panoramic views from four balconies. The well-kept grounds feature a refreshing swimming pool and thoughtfully designed relaxation areas, while the azure sea and the atmosphere of Montenegrin comfort await you just three kilometers from your doorstep.

No. 1716

Villa in Herceg Novi No. 1716

Igalo · Bay of Kotor, Herceg Novi, Municipality of Herceg Novi, Montenegro
€490,000
View: Sea view

Details

Area
201 m²
Land area
636 m²
Bedrooms
3
Bathrooms
3
Year built
2017
Parking
Yes
To sea
3000 m
Price per m²
€2,438

Description

The new villa is located in the very picturesque Mojdež area near the city of Herceg Novi, surrounded by a pine forest with views of the mountains and the sea.

The villa, with an area of 201 m2, consists of a spacious living room with a fireplace, three bedrooms, three bathrooms, and a terrace.

A panoramic sea view opens already from the first floor and from the grounds. On the 636 m2 plot there is a swimming pool, and landscape design has been completed. The house is connected to city utilities, and the interior finishing has been done.

If desired, there is an opportunity to expand the plot by purchasing the neighboring 12.5 ares.
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Amenities

Swimming poolSea ViewAir conditioningParkingGardenTerrace

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€490,000
Property transfer tax
€21,500
€4,500 (3% × 150,000) + €17,000 (5% × 340,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€22,492
Estimated costs to purchase the propertyTotal: €512,492

Location

What's nearby

  • KindergartenNaša radost2.3 km
  • GroceriesTomas1.3 km
  • Pharmacy2.1 km
  • HospitalInstitut Dr. Simo Milošević - II Faza2.6 km
  • RestaurantPerla2.1 km
  • Bus stop2.1 km
  • ATM2.6 km
  • AirportTivat Airport20.7 km
  • PortMarina - Škver4.4 km
  • Sea3.0 km

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 3000 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€490,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€2,438/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€2,517/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€2,557/mo
Monthly payment
€2,264
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€343,000
Total interest€200,276
Loan amount
€343,000
Total interest
€200,276
Total payment
€543,276

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€490,000
€2,438/m²No. 1716