AI Summary

Exclusive 4-bedroom villa in the prestigious Marina Village, Luštica Bay, just 50 meters from the sea. Total area 416.5 m², including spacious terraces with breathtaking views of the sea, mountains, and city. Fully furnished, with a private garage and modern security systems, this residence offers the perfect combination of luxury, privacy, and comfort.

Villa in Luštica №2694

Current as of May 18, 2026
4 510 000 €
View: Sea view, Mountain view, City view

Details

Area
416.5 м²
Rooms
5
Bedrooms
4
Bathrooms
4
Parking
Yes
To sea
50 m

Description

We offer for sale a 4-bedroom villa in Marina Village, Luštica Bay — one of the most exclusive and prestigious residences on the coast of Montenegro. 

Key features:

  • Total area: 416.5 m²
  • Terraces and outdoor spaces: 242.05 m²
  • Bedrooms: 4
  • Bathrooms: 4+
  • Type: villa
  • Floors: 3 levels
  • Garage: private garage

About the villa:

The villa is designed on the principle of "space without a sense of density." It features plenty of air, light, and open areas that seamlessly connect with each other. On the first level, there is a large living room with a kitchen and dining area — a unified space for living, dinners with friends, and long summer evenings. Panoramic windows open onto a spacious terrace, which can easily accommodate a full lounge area, dining table, and a relaxation spot by the sea.

The second level is entirely dedicated to the private part of the house. Four separate bedrooms, several bathrooms, and a master suite with its own bathroom and dressing room. The layout is designed so that even when the house is fully occupied by family or guests, it retains a sense of privacy.

The lower level includes additional rooms that can be adapted into a home gym, wellness area, home cinema, wine room, or separate guest spaces. There is a private garage and utility rooms — a rarity for Marina Village, where most properties are apartments.

The interiors are designed in a modern Mediterranean aesthetic: natural stone, warm textures, a calm palette, and large-format glazing. The house feels not like "resort real estate," but like a full-fledged residence for living by the sea.

About the Marina Village area:

Marina Village is the central promenade of Luštica Bay, built around a yacht marina, restaurants, and a walking promenade. It is the most vibrant part of the complex, yet the villas are positioned to maintain privacy and a sense of an exclusive club.

Within walking distance:

  • Yacht marina and promenade
  • Restaurants and wine bars
  • Boutiques and concept stores
  • 5-star hotel The Chedi Luštica Bay
  • Beaches and beach clubs
  • Wellness and fitness infrastructure
  • Supermarkets and everyday services

Property owners receive access to the entire Luštica Bay infrastructure:

  • Golf club and golf academy
  • Golf simulator and training areas
  • Spa complex and wellness center
  • Tennis and padel courts
  • Concierge service
  • Property management services
  • 24/7 security and video surveillance
  • Pedestrian and cycling routes along the coast

Location:

  • Tivat Airport — about 15 minutes by car
  • Kotor — about 20 minutes
  • Budva — about 35 minutes
  • Direct access to beaches and Luštica Bay infrastructure

Investment potential:

Villas of this scale within Marina Village represent an extremely limited market segment. The large area, full-house format, private garage, and location near the marina make this property rare even by Luštica Bay standards. Such residences are in demand not only for personal use but also among international buyers considering real estate as a long-term asset on the Adriatic.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
4 510 000 €
Real estate transfer tax
262 600 €
4 500 € (3% × 150 000) + 17 500 € (5% × 350 000) + 240 600 € (6% × 4 010 000)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs267 790 €
Estimated costs to purchase the propertyTotal: 4 777 790 €

Location

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 50 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€4,510,000
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€22,436/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€23,168/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€23,538/мес
Monthly payment
€20,835
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€3,157,000
Total interest€1,843,353
Loan amount
€3,157,000
Total interest
€1,843,353
Total payment
€5,000,353

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

4 510 000 €
2694