AI Summary

A luxurious business-class villa with an area of 400 m² is located just 50 meters from the azure coastline in picturesque Stoliv. The house features four cozy bedrooms, spacious living rooms, and an elegant balcony, creating ideal conditions for comfortable living and premium relaxation. This is an exclusive offer for those who appreciate the combination of impeccable style and proximity to the sea.

Villa in Stoliv No. 2384

Stoliv · Bay of Kotor
1 500 000 €
View: Sea view

Details

Area
400 м²
Land area
370 м²
Bedrooms
4
Bathrooms
5
Floor
2/2
Year built
2025
Parking
Yes
To sea
50 m
Price per m²
3 750 €

Description

Luxury category 5 villa for sale in Stoliv, Kotor

The villa is located on the first line by the sea, just 5 meters from the water. The total living area is 400 m², and the plot area is 370 m². The house includes 4 bedrooms, each with its own bathroom, a guest toilet, staff apartments, a sauna, a heated swimming pool with a SPA area, a gym, 2 laundry rooms, several storage rooms, and a rooftop terrace. The villa is fully furnished, in accordance with the latest standards.

In front of the villa there is a private pier for yachts and leisure, which guarantees convenient access to the water and maximum privacy.

Construction of the villa will be completed in summer 2025.

About the town of Stoliv:

Stoliv is a picturesque village located on the coast of the Bay of Kotor in Montenegro. It is known for its history, architecture, and stunning views of the mountains and the sea. This place perfectly combines the atmosphere of a traditional seaside settlement with modern infrastructure. Stoliv is located 10 km from Kotor, making it a convenient place to live while maintaining privacy and tranquility. A wonderful place for those who appreciate the atmosphere of old settlements, as well as luxurious views and proximity to cultural and tourist centers.

Distance to key locations:

  • Porto Montenegro — 6.2 km
  • Tivat Airport — 9.5 km
  • Kotor Old Town — 10 km
  • Perast Old Town — 1 km (by water)

The house is equipped with an air conditioning system and meets the highest energy class A+. Also предусмотрены 2 parking spaces.

For more information and to arrange a viewing, contact us.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
1 500 000 €
Real estate transfer tax
82 000 €
4 500 € (3% × 150 000) + 17 500 € (5% × 350 000) + 60 000 € (6% × 1 000 000)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs84 028 €
Estimated costs to purchase the propertyTotal: 1 584 028 €

Location

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 50 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€1,500,000
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€7,462/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€7,705/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€7,829/мес
Monthly payment
€6,930
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€1,050,000
Total interest€613,088
Loan amount
€1,050,000
Total interest
€613,088
Total payment
€1,663,088

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

1 500 000 €
3 750 €/m²2384