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AI Summary

Here are a few description options, depending on the desired tone: Option 1 (Elegant and Inspiring): A luxurious villa of 584 sqm in picturesque Stoliv awaits its owner just 30 meters from the azure sea. Spacious interiors with 4 bedrooms, sunlit living rooms, and cozy balconies create an ideal atmosphere for living in harmony with Montenegro's nature. Option 2 (Focus on Status and Comfort): We present an exclusive villa in the heart of Stoliv — a benchmark of comfort within walking distance to the beach. You will be greeted by an impressive area of 584 sqm, panoramic views from numerous balconies, and impeccable style in every detail of the home. Option 3 (Concise and Attractive): Your personal oasis by the sea: a magnificent villa of 584 sqm just 30 meters from the water. The house with 4 bedrooms, spacious living rooms, and wonderful terraces will offer you unforgettable sunsets and an atmosphere of absolute coziness.

VillasNo. 287

Villa in Stoliv No. 287

Stoliv · Bay of Kotor, Stoliv, Montenegro
€1,700,000
View: Sea view

Details

Area
584 m²
Land area
940 m²
Bedrooms
4
Bathrooms
5
Year built
2015
To sea
30 m
Price per m²
€2,911

Description

A modern new villa is offered for sale in Stoliv, Boka Kotorska Bay.

The total area of the villa is 584 m2, on a plot of 940 m2.

The villa consists of four floors. Layout of the villa:

First floor: garage, sauna, bathroom, dressing room, kitchen with dining area and bar, billiard room, wine cellar, study, utility room, and also a garage.

On the second floor: three bedrooms with private bathrooms.

Third floor: kitchen combined with dining and living areas, bedroom, bathroom, and two stunning terraces. The plot features a beautiful, well-maintained garden and a barbecue area. The distance to the sea is only 30 meters.

Amenities

Sea View

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€1,700,000
Property transfer tax
€94,000
€4,500 (3% × 150,000) + €17,500 (5% × 350,000) + €72,000 (6% × 1,200,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€96,266
Estimated costs to purchase the propertyTotal: €1,796,266

Location

What's nearby

  • Groceries664 m
  • RestaurantKonoba Furešti333 m
  • Bus stop554 m
  • ATMPRVA Banka CG1.5 km
  • AirportTivat Airport7.7 km
  • PortLepetane2.3 km
  • Sea30 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 30 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€1,700,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€8,457/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€8,733/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€8,872/mo
Monthly payment
€7,853
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€1,190,000
Total interest€694,834
Loan amount
€1,190,000
Total interest
€694,834
Total payment
€1,884,834

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€1,700,000
€2,911/m²No. 287