AI Summary

A luxurious villa with an area of 215 sq. m is located in picturesque Stoliv, just 5 meters from the azure sea. This exclusive four-bedroom home with spacious living areas will be the perfect place to live, offering unmatched comfort and breathtaking views from its private balcony.

Villa in Stoliv No. 872

Stoliv · Bay of Kotor, Stoliv, Montenegro
950 000 €
View: Sea view

Details

Area
215 м²
Land area
494 м²
Bedrooms
4
Bathrooms
3
Year built
2017
Parking
Yes
To sea
5 m
Price per m²
4 419 €

Description

A villa is offered on the first line by the sea, in the village of Stoliv. The villa consists of four floors. The total area of the villa is 215 m2, on a plot with a total area of 494 m2. Layout:
-First floor: living room with kitchen and dining areas, toilet, and a large terrace offering a magnificent view of the Bay of Kotor.
-Second floor: two bedrooms, a bathroom, a storage room, and a stunning terrace.
-Third floor: a spacious living room, two bedrooms, a bathroom, a sauna, and a terrace.
-Fourth floor: a studio apartment with a bathroom and a large terrace.
Each floor has its own separate entrance. The villa is sold fully furnished and equipped with all necessary household appliances. The entire villa is equipped with an alarm system and video surveillance. There is a detached garage with an area of 21 m2. The plot has: kiwi, persimmon, figs, grapes, mandarins.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
950 000 €
Real estate transfer tax
49 000 €
4 500 € (3% × 150 000) + 17 500 € (5% × 350 000) + 27 000 € (6% × 450 000)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs50 462 €
Estimated costs to purchase the propertyTotal: 1 000 462 €

Location

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 5 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€950,000
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€4,726/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€4,880/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€4,958/мес
Monthly payment
€4,389
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€665,000
Total interest€388,289
Loan amount
€665,000
Total interest
€388,289
Total payment
€1,053,289

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

950 000 €
4 419 €/m²872