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AI Summary

This luxurious three-story villa in the quiet Donja Lastva area, just 720 meters from the sea, impresses with panoramic views of Tivat Bay and the mountains. A private pool, marble facade, and spacious terrace create ideal conditions for a Mediterranean holiday, while parking for three cars adds to the comfort.

VillasNo. 2891

Villa in Tivat No. 2891

Current as of September 14, 2026
Tivat · Bay of Kotor
€840,000
View: Sea view, Mountain view, City view, Panoramic view

Details

Area
240 m²
Land area
340 m²
Rooms
4
Bedrooms
3
Bathrooms
3
Parking
Yes
To sea
720 m

Description

We offer for sale a three-storey villa in the prestigious and quiet area of Donja Lastva in Tivat — with panoramic views of Tivat Bay, a private pool and Mediterranean architecture with a marble facade.

Key features:

  • House area: 240 m²
  • Plot area: 340 m²
  • Floors: 3
  • Bedrooms: 3
  • Bathrooms: 3
  • Parking: 3 cars
  • Pool: private
  • Condition: unfurnished
  • Distance to the sea: 800 m

Layout:

  • 1st floor: spacious living room with fireplace, kitchen with dining area, bathroom, access to covered terrace and pool
  • 2nd floor: master bedroom, walk-in closet, study, bathroom
  • 3rd floor: two bedrooms, bathroom, terrace with open sea view

About the villa:

Mediterranean-style marble facade, Italian finishing materials, private pool with covered terrace and panoramic views of Tivat Bay from the third floor. The study on the second level is suitable for remote work. Nearby — international schools, the promenade and sports infrastructure.

Location:

  • Sea — about 800 m
  • Supermarket City 50 — about 650 m
  • Porto Montenegro — about 2.5 km
  • Tivat centre — about 2 km
  • International schools — in the area
  • Tivat Airport — about 5 km

Investment potential:

A villa with three bedrooms, a pool and bay views, 800 metres from the sea in Donja Lastva — a location that benefits from proximity to Porto Montenegro while retaining the privacy of a quiet residential area. Italian finishes and the marble facade set a standard that keeps the property in the upper rental price segment.

Amenities

Air conditioningParkingGardenSea ViewMountain viewCity viewSwimming poolTerrace

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€840,000
Property transfer tax
€42,400
€4,500 (3% × 150,000) + €17,500 (5% × 350,000) + €20,400 (6% × 340,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€43,770
Estimated costs to purchase the propertyTotal: €883,770

Location

What's nearby

  • SchoolOŠ "Drago Milović"957 m
  • Kindergarten2.1 km
  • GroceriesSlatka kuća814 m
  • PharmacyApoteka Latkovich1.4 km
  • RestaurantGiardino762 m
  • Bus stop833 m
  • ATM1.7 km
  • AirportTivat Airport5.8 km
  • PortYacht club Delfin1.4 km
  • Sea720 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 720 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€840,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€4,179/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€4,315/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€4,384/mo
Monthly payment
€3,881
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€588,000
Total interest€343,330
Loan amount
€588,000
Total interest
€343,330
Total payment
€931,330

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€840,000
No. 2891