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AI Summary

A luxurious 251 sq. m villa in picturesque Uteha is the perfect oasis for those who value privacy and comfort. It offers 4 cozy bedrooms, spacious living rooms, and a private pool where you can enjoy the endless sea horizon without leaving home.

No. 445

Villa in Uteha No. 445

Uteha · Bar Riviera, Uteha, Montenegro
€1,800,000
View: Sea view

Details

Area
251 m²
Land area
558 m²
Bedrooms
4
Parking
Yes
Price per m²
€7,171

Description

Villa on the first line, excellent luxury-class finishing, satellite TV, parking, a garage for three cars with a utility room, an outdoor shower by the pool, and a summer bar with a barbecue in front of the seawater pool. Plot area is 558 m2. Villa area without terraces is 251 m2, villa area with terraces is 436 m2. The house has 3 bedrooms, 3 bathrooms, an American-style kitchen, a dining room, a large living room with a fireplace, a laundry room, and utility rooms. Parking for 3-4 cars, it is possible to build a private pier with a breakwater for yachts and scooters.

Amenities

Swimming poolSea ViewParking

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€1,800,000
Property transfer tax
€100,000
€4,500 (3% × 150,000) + €17,500 (5% × 350,000) + €78,000 (6% × 1,300,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€102,376
Estimated costs to purchase the propertyTotal: €1,902,376

Location

What's nearby

  • GroceriesPekara La Montenegro214 m
  • RestaurantFood House187 m
  • Bus stop84 m
  • ATM194 m
  • AirportGjadër Air Base39.2 km
  • PortMarina Kacema10.2 km
  • Sea233 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€1,800,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€8,954/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€9,246/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€9,394/mo
Monthly payment
€8,315
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€1,260,000
Total interest€735,706
Loan amount
€1,260,000
Total interest
€735,706
Total payment
€1,995,706

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€1,800,000
€7,171/m²No. 445