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AI Summary

A luxurious villa in Utjeha with an area of 330 m² will be your ideal place to live, just 300 meters from the sea. The house has everything thought out for comfort: 4 cozy bedrooms, three spacious living rooms, a private pool, and terraces with stunning views of the coast.

No. 1010

Villa in Utjeha No. 1010

Uteha · Bar Riviera, Utjeha, Montenegro
€845,000
View: Sea view

Details

Area
330 m²
Land area
566 m²
Rooms
6
Bedrooms
4
Bathrooms
3
Year built
2015
Parking
Yes
To sea
300 m
Price per m²
€2,561

Description

New villa in the resort village of Uteha, just 300 m from one of the cleanest bays on the coast of Montenegro.

1st floor: spacious 2-room apartment with a large bathroom with toilet.

2nd floor: spacious living room with fireplace, equipped kitchen, dining area, bathroom with toilet, storage room, hallway, and terrace.

3rd floor: 3 bedrooms, large bathroom with jacuzzi and sauna, dressing room, and terrace.

Roof: large terrace with barbecue area, equipped kitchen, panoramic sea and mountain views from every terrace and balcony.

The villa is equipped with an alarm system, video surveillance, landline phone, and internet.

The plot is landscaped, with fruit trees and palm trees. Economical irrigation system. Solid garage. On the plot, a pool 3.5 m x 6.5 m with a modern filtration system.

Amenities

Swimming poolSea ViewAir conditioningParkingTerrace

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€845,000
Property transfer tax
€42,700
€4,500 (3% × 150,000) + €17,500 (5% × 350,000) + €20,700 (6% × 345,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€44,070
Estimated costs to purchase the propertyTotal: €889,070

Location

What's nearby

  • GroceriesIDEA970 m
  • RestaurantLaki792 m
  • Bus stopKruče1.2 km
  • ATM1.5 km
  • AirportGjadër Air Base38.7 km
  • PortMarina Kacema9.1 km
  • Sea300 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 300 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€845,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€4,204/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€4,341/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€4,410/mo
Monthly payment
€3,904
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€591,500
Total interest€345,373
Loan amount
€591,500
Total interest
€345,373
Total payment
€936,873

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€845,000
€2,561/m²No. 1010