AI Summary

Exclusive villa in the prestigious Lustica Bay complex with panoramic views of the sea, mountains, and city. Spacious apartments from 275 m² with private terrace, garden, and parking are complemented by world-class infrastructure: pool, gym, and 24-hour security. An ideal choice for connoisseurs of privacy and luxurious coastal golf living in Montenegro.

SaleResidential complexesLustica BayVillas#4020

Villas in Lustica No. 4020

Current as of May 6, 2026
Lustica
from3 442 000 €
View: Sea view, Mountain view, City view, Panoramic view

Details

Area
275–400 м²
Rooms
3–6
Bedrooms
3–5
Bathrooms
3–6
Year built
2028
Parking
Yes
The Peaks
Part of projectЖилой комплекс

The Peaks

Lustica
3 объектов в комплексе
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Атмосфера комплекса

Description

The Peaks - Golf Villas 

The Peaks Villas are the most exclusive collection of residences within the Luštica Bay luxury community. Situated on an elevation above the Adriatic Sea and the Gary Player Design golf course, the villas create a completely new format of coastal golf living in Montenegro — a combination of privacy, resort-level architecture, and world-class infrastructure.

 

Available Options

3-Bedroom Villas

  • Area: 275–352 m²
  • Price: €3,442,000 – €4,198,000

4-Bedroom Villas

  • Area: 322–386 m²
  • Price: €3,931,000 – €4,232,000

5-Bedroom Villas

  • Area: 400 m²
  • Price: €5,076,000

Each villa is designed according to the concept of "living inside and outside as a single space" — living areas seamlessly flow into spacious terraces, infinity pools, private gardens, and open dining zones. Many layouts feature double-height living rooms, master bedrooms with walk-in closets, spacious bathrooms, home offices, utility rooms, and underground garages.

Villa Features

  • panoramic views of the sea and golf course
  • infinity pools
  • private landscaped gardens
  • summer kitchens and gazebos
  • spacious stone terraces
  • open-plan living rooms and dining areas
  • fireplaces in living rooms
  • floor-to-ceiling glazing
  • natural premium materials
  • designer premium kitchens
  • Miele appliances
  • underfloor heating
  • private garages and storage systems 
  • home offices and utility rooms
  • architecture by Block722
  • high privacy of residences
  • golf equipment storage rooms 

 

The Peaks is the first residential golf complex in Montenegro and the only project of this level in the region. The centerpiece of the area will be the country's first 18-hole championship golf course, designed by the legendary company Gary Player Design. A unique feature of the course is that almost every hole offers sea views, making it part of a rare category of golf courses with panoramic sea views from every point of play.

 

Villa owners have full access to all Luštica Bay infrastructure:

  • private beaches and beach clubs
  • marina village and promenade
  • 5-star hotel The Chedi Luštica Bay
  • restaurants, cafes, and boutiques
  • golf clubhouse and golf academy
  • driving range and golf simulator
  • spa and wellness facilities
  • tennis and padel courts
  • sports fields and outdoor gyms
  • hiking and biking trails
  • 24/7 security and video surveillance
  • concierge and property management services

Amenities

Alarm systemIntercomAir conditioningGrillGardenParkingSea ViewMountain viewCity viewManagement companyGymSwimming poolReceptionFurnished - partiallyTerrace

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
3 442 000 €
Real estate transfer tax
198 520 €
4 500 € (3% × 150 000) + 17 500 € (5% × 350 000) + 176 520 € (6% × 2 942 000)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs202 593 €
Estimated costs to purchase the propertyTotal: 3 644 593 €

Location

Video2

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€3,442,000
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€17,123/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€17,681/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€17,964/мес
Monthly payment
€15,901
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€2,409,400
Total interest€1,406,834
Loan amount
€2,409,400
Total interest
€1,406,834
Total payment
€3,816,234

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

3 442 000 €
№ 4020