AI Summary
A unique first-line plot in Kostanjica — just 5 meters from the azure sea. This is a rare opportunity to create an elite villa or a gated complex in one of the most picturesque and prestigious locations on the coast.
View: Sea view
Details
Land area
4500 м²
To sea
5 m
Description
Urbanized land plot 5 meters from the sea, in the Bay of Kotor.
Amenities
Estimated purchase transaction costs
Approximate breakdown of additional costs when buying
- Property price
- 4 200 000 €
- Real estate transfer tax
- 244 000 €
4 500 € (3% × 150 000) + 17 500 € (5% × 350 000) + 222 000 € (6% × 3 700 000)
Possible additional costs
- Cadastre applicationsfrom 30 €
- Ownership sheets (listovi) for the dealfrom 7 €
- Sworn translator services· per contract / hourfrom 50 €
Total required costs248 859 €
Estimated costs to purchase the propertyTotal: 4 448 859 €
Location
Frequently asked questions
Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 5 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.
Land Plot in Kostanjica No. 380
Kostanica · Bay of Kotor
4 200 000 €
№ 380

Valeria Nekrashevich
Your agent
Calculate mortgage
Beta · still being polishedProperty price
€4,200,000
yrs
5 yrs30 yrs
%
3%9%
Ставки банков
Beta · still being polished
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€20,894/мес

NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€21,575/мес
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€21,920/мес
Monthly payment
€19,403
Over 240 months · at 5.0% p.a.
Loan amount€2,940,000
Total interest€1,716,648
Loan amount
€2,940,000
Total interest
€1,716,648
Total payment
€4,656,648
Want to know how much you can actually get approved for?
< 1 minNo obligation3 banks at once
Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.







